The application of a waiting period may also be related to when you are adding a spouse--in open enrollment or because of a recent marriage that allows your spouse to be added between open enrollment periods.
Bottom-line--you need to check the terms of your policy. You should have a booklet or access to information on-line. You can also call the customer service number on your ID card.
NOTE: If your plan is a discount dental plan, there will not be a waiting period as the plan does not pay the dentist, you do--at the negotiated discount.
A waiting period is the period of time before certain procedures are covered under your dental insurance policy. This usually applies to more expensive (sometimes called major) procedures under individual policies like crowns, root canals or full dentures and for orthodontic coverage under group policies. Here are a couple of examples. In the AARP group dental plan there is a one year "waiting period" for gum treatment, full dentures, crowns and TMJ treatment. The Federal Employees Dental Plan has a two year waiting period before orthodontics (braces) are covered.
== == Yes, dental insurance is not like major medical. There are a lot of individual plans on the market and they do not consider continuation of coverage. However, it is fairly common for individual dental plans to have a waiting period for major services. The reason is that they do not want you to sign up, get a $1000 or more of benefits and then drop the coverage a month later.
One option is a discount dental plan, which could save you 30% to 40% on major procedures. This is not dental insurance, where you can go to any dentist. With a discount dental plan, you must use one of the plan's "participating" dentists. However unlike "dental insurance," there are no waiting periods for covered service. You can start immediately. Compare some Florida plans at www.florida-dental-plan.com, www.dentalplans.com, and www.smartdentalplan.com.
Any form of spouse abuse is major, abuse is abuse and no one has any rite to abuse any one or anything.
You don't major in anything. A dental assistant is a vocational education and only requires a 6 month to year voc ed classes.
"Aetna dental insurance provides a variety of health and dental insurance to fit you needs such as affordable discount dental plans that offer preventive care, basic dental care, as well as major dental services."
There are some colleges that offer dental classes, but only because those classes are related to actual dental schools. Normally you would just have to major in a science such as biology, chemistry, or psychology and then just take all the required dental examinations, and just hope for the best and get into a dental school. YOU DO NOT, AND I REPEAT, DO NOT HAVE TO DO PRE-MED TO GET INTO DENTAL SCHOOL!!
Not only is the answer yes, but dental schools like to see dental background. Being a hygienist can put an edge on your application. Not to mention, nothing prepares you for dental school like getting your undergrad degree in hygiene.
Major dental care insurance will cover maintenance on your teeth, such as yearly cleanings and some x-rays. It will also cover routine work such as fillings and part of major work, such as crowns and root canals.
== == Your old plan should cover work started or you should request grace period from your employer, Contact insurance comapny and/or employer. To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).
I am waiting for comprehsive answer
Major Dad - 1989 Lady in Waiting 3-8 was released on: USA: 4 November 1991