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You cannot go behind someone's back and file a claim on their insurance. If it is a major injury you can file suit and they will have to provide it to their insurance company so that the insurance company will defend them or settle the claim. This is to force the issue.

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โˆ™ 2013-08-18 22:48:50
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Q: Is there a way to obtain someone's homeowners insurance after a fall if they are not willing to provide it?
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