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Answered 2006-08-28 03:23:39

You can try to explain either in writing or in person to the loan officer what has happened. Show a little proof of what happened and a little more proof that everything is better now. Expand alot on how your credit was before everything happened and how you don't intend to go behind again. DO NOT EVER Say " that I just didn't care or I was too young at the time"--bad-bad-bad... With the bill consolidation, show how this will put you in a much better situation--as you won't be paying as much you are paying right now. Stay positive. Good Luck!!


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Some of the best programs for student consolidation loan companies out there are: Loan Approval Direct, Next Student, Debt Consolidation, Perkins Loan,Chase Loan Consolidation, Wells Fargo Consolidation, Federal Loan Consolidation, to name a few.

There is no application charge to merge your government training credits into a Direct Consolidation Loan. You might be reached by privately owned businesses that proposal to assist you with applying for a Direct Consolidation Loan, for a charge. These organizations have no alliance with the U.S. Branch of Education (ED) or ED's solidification advance servicers. There's no compelling reason to pay anybody for help with getting a Direct Consolidation Loan. The application cycle is simple and free. affordabledebtconsolidation

One can find Federal College Loan Consolidation at several facilities of the Federal College Loan Consolidation located at different outlets of Federal College Loan Consolidation.

what are the chances of getting a peronal loan?

A bad debt can affect your chances of getting a major loan such as a house loan. Bad debts lower personal credit ratings and banks are opt to reject loan applications because of this.

I have learned there is really no such thing as a consolidation loan anymore. The banks and other loan agencies do not carry this particular loan anymore.

There are several places one can compare consolidation loan rates. These websites include Bank Rate, Loan Consolidation, Lending Club, FinAid, and Lending Tree.

Debt consolidation can be a great form of debt relief to start tackling your debt - whether it's just lowering your rates, getting a better loan, or cutting your payments to get debt free faster. Debt consolidation is when you consolidate multiple lines into one new loan or debt consolidation program - it typically involves a debt consolidation loan, but could also be referred to as a credit counseling program or other forms of debt resolution that do not involve a new loan.

Consumer Counseling Credit is a reputable debt consolidation company in Canada. You could also try going to bank and getting a personal loan or a home equity loan.

As of July 2010, you can get a student consolidation loan through the federal government. The interest rate can range from 6.62%-8.25%. 8.25% is cap for any student loan consolidation.

Some companies which help you save money and assist with loan consolidation include Wells Fargo and FinAid. You can get help with your Loan Consolidation from their websites.

The Higher Education Act does provide student loan consolidation under the Federal Family Education Loan and Direct Loan programs. The loan consolidation may lower interest rate and extend the amount of time to repay.

For a debit consolidation loan, the person being granted the loan must not have a history of bad credit or loan repayment and must be in effort to reduce their debt.

You can receive a loan consolidation by contacting your local bank or credit union that you use and inquiring about consolidating there. You can also check websites online such as Wells Fargo and the Loan Consolidation website which is government run.

Student can get information on alternative loan consolidation by going to the student loan office. They usually provide any kind of loan information if student ask for it.

A college loan consolidation is where college student, as well as their parents or guardian meet with a consultant to discuss possible terms to receiving a student loan.

ACS does not offer student loan consolidation anymore since July 2010. All consolidations should be made through the Direct Loan Program. You can find other useful information on Federal Direct Consolidation Loan website.

Only if you are getting a private loan. If you get a government loan it will not affect it since they will only hold govenment debt against you.

To receive a student loan consolidation application, you can download it online from the Loan Consolidation ED GOV website. Alternatively, you can apply over the phone at 1-800-557-7392.

A consolidation loan is a loan that lumps all your debt into one big loan often with a set interest rate. Some consider them a good thing while others do not.

Payday loans can be very dangerous and they can really add up over time. If you are sitting with a bunch of payday loans that need to be paid, then chances are that you are paying a lot of fees. This is likely to start a terrible cycle that will trap you as you go. So how do you bust out? One way is to get a payday loan debt consolidation deal. This will pay off your payday loan and give you one loan to work with. It will bring down your payment amount and will bring down your anxiety level, too.

A Federal Consolidation Loan can be applied for through Borrower Services, Direct Consolidation Loans, or Nelnet. These are all services that will allow you to complete your application online.

You can use Direct Consolidation loans for your student loan consolidation needs. It is a government website that assist those who want to consolidate their debts. You can find them at this link

One can apply for a consolidation mortgage loan through the following websites: Quicken Loans, Chase Mortgage, and American Equity Mortgage. All three of these companies will help one with a consolidation mortgage loan.

In the US, no it won't. Your credit and job history do not play a part in student loan eligibility.

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