It could be depending on the cause of the water leak.
Acts of God
Depends on the extent of the water damage. If the car was completely under water during a flood, and is moldy as a result of that flooding, then, yes, the car would be a total loss. If the water damage is inconsequential small leaks, those kind of things can be easily repaired.
capaillarity
Buildings and bridges collapsing, fires as a result of collapse, loss of water and electricity from damage to utilities, etc.
50%
You could damage your eardrum ! THe damage is permanent and may result in loss of all or part of your hearing in that ear.
flood damage is the loss caused by any water like rain,sea or any else.
In the United States, insurance proceeds from a homeowners insurance settlement due to hail damage are typically not taxable as income. However, if you previously claimed a deduction for the repair costs on your tax return, you may need to adjust your tax basis in the property. It is advisable to consult with a tax professional to understand the specific implications for your situation.
5 %
You mean a casualty insurance payout? The amount that is for the loss of property is not taxable - as long as you didn't (and don't) claim a casualty loss on it for tax. (The payment means you have no tax loss).
Loss of ability to perform skilled motor activities is often due to damage to the motor cortex or the pathways that connect the motor cortex to the muscles. Other possible causes include damage to the cerebellum or basal ganglia, which are involved in coordinating movement. Additionally, damage to the spinal cord can also result in loss of skilled motor function below the level of the injury.
The cochlea is the main hearing-related organ of the inner ear. When it is damaged, permanent hearing loss is the result. Tiny "hair cells" on the cochlea are responsible for sensing specific sounds, and cochlea damage is caused by the bending and/or breaking of these "hair cells."