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Is young drivers insurance more expensive than elderly driver insurance?
Wiki User
Answered 2011-07-19 22:43:59
Yes, young driver's insurance is typically more costly than elderly driver's insurance, as elderly drivers are considered to be "experienced". Young drivers are typically considered to be more of a liability.
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At what age do you need to get elderly driver car insurance?
There is no specific rule about a different insurance for elderly drivers. There are senior discounts for ages over 65 and insurance companies may adjust their rates upwards for drivers over 75, but there is no special insurance that is required past a certain age for driving.
Can you get car insurance without a drivers licencs?
Yes, but unless you list a licensed driver on your policy it will be very expensive.
Is it more expensive to purchase insurance for a Honda motorbike or for a Honda ATV?
Insurance can be expensive. It is more expensive to purchase insurance for a Honda motorbike because this vehicle will be driven on the roads with vehicles. The risk of injury is higher for both the motorbike driver and other drivers on the road.
Where does one find insurance for a first time driver?
There are many companies that provide insurance for a first time driver. Sometimes the insurance is more expensive because first time drivers can have accidents. Companies to look for are Progressive, All-State and AAA.
What company offers new driver insurance quote?
All insurance companies offer policies for new drivers. They may be more expensive because of the fact that you are a newer driver. You could check with Progressive for a new rate.
Is the car insurance for a teen driver expensive in California?
Yes, car insurance for a teen in California is expensive. But then, car insurance for a teen driver is expensive everywhere. The least expensive way would be to them to your existing policy, you may get a discount.
How do you get car insurance on the drivers license only?
How do you get car insurance on the driver only
Does New Jersey offer car insurance for new drivers?
Every state offers car insurance as long as you have a license. It will be more expensive if you are a new drive, as opposed to an experienced driver.
new driver car insurance discounts in Virginia?
Inquire your insurance companies to see if they have new driver discounts in effect. Some insurance companies will offer special deals to new drivers and experienced drivers.
If a taxi driver hits your car is it the drivers insurance or the owners insurance that covers the accident?
If a taxi driver hits you, and its his fault, the cab company's insurance pays.
Is bad driver car insurance a lot more expensive than insurance for people with a clean driving record?
Yes, car insurance for people who have bad driving records is much more expensive. This reflects the additional risk that the car insurance companies face when insuring bad drivers who have a record of prior accidents.
Can you get in trouble for carrying insurance for unlicensed driver?
No, I have never seen a citation for carrying insurance for an unlicensed driver. I recommend that all drivers should be insurance whether they are licensed or not.
What is best way to insure a teen driver?
Shop for insurance companies that specialize in teen drivers. Compare their rates to adding the teen onto the parents insurance. Often adding the teen to existing insurance is the less expensive way to go.
Why is car insurance typically more expensive for a new driver compared to that for a more experienced driver?
Car insurance is typically more expensive for a new driver when compared to that for a more experienced driver is due to expertise level difference in handling the vehicle.
What happens if an Uninsured driver hits another uninsured driver?
Uninsured driver hits another uninsured driverYour both out of Luck, Neither of you have insurance. Both drivers will likely be fined and both drivers will likely have their drivers license suspended.
Is the car insured or the drivers?
You cannot get driver insurance unless you have a car.
Which companies offer affordable auto insurance to young drivers?
Auto insurance prices for young drivers are based on many factors. Is the driver a male or female, does the driver have good grades, does the driver live in a city or out in a rural area. All of these are factors in determining insurance rates. For the lowest cost, a young driver would probably do best to try to get insurance through their parent's insurance bundle.
What company sells cheap young driver insurance?
Esurance is a company that sells cheap young driver insurance. New drivers, particularly young drivers, have higher insurance rates because of their inexperience and immaturity. Teen drivers tend to make mistakes and take risks that more experienced drivers won't. And increased risks translate to increased insurance rates.
How To Save On Elderly Driver Car Insurance ?
While most people are aware that drivers under the age of 25 are at a higher risk of accidents, few realize that accident incidence rapidly increases for seniors aged 70 and older. Some statistics suggest that the elderly are up to 13% more likely to put in a car insurance claim. Due to this risk, most car insurance companies have instituted higher rates for elderly customers.Why Elderly Drivers Are More RiskyElderly driver car insurance is more expensive for a few reasons. As people age, their physical and mental acuity is frequently diminished. Reaction times are increased and mobility and flexibility are decreased. These changes mean that elderly drivers cannot respond as quickly as their younger counterparts. On top of that, most elderly individuals experience hearing and vision loss, which means they are less likely to notice stimuli such as other cars or changes in traffic.What To Do About ItThe best way to increase safety of elderly drivers and reduce insurance rates at the same time is to take an elderly drivers' safety course. While such courses cannot bring back lost abilities, it can provide information to participants, making them aware of their limitations. Further, these courses provide suggestions for the safest times to drive, as well as other coping mechanisms to mitigate problems with elderly driving. Many states offer insurance discounts for those who participate in these programs, providing an additional boon.Other Ways to SaveThere are other ways to save on elderly car insurance, as well. The first step should be to talk to an insurance agent, as these agents have specific information about different insurance companies and their rates. Typically, cost-savings comes from taking a defensive driving course, combining auto and homeowners insurance, or getting a discount through the American Association for Retired People (AARP). While it can be frustrating to deal with the problems of aging, these methods help elderly drivers get around the physical and monetary limitations that can arise, allowing them to maintain their independence.
How expensive is new driver insurance?
"New driver insurance is expensive; it is sometimes up to 50% more than what it will cost after the drive is 25 years old. However, most insurance companies offer discounts for grades and reputation from the school."
Do you have to have insurance to have a drivers license?
To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance. To be a licenced driver in the United States, you must have Liability insurance.
How does young driver motor insurance differ from regular motor insurance?
Motor insurance for young, inexperienced drivers is always much more expensive. This is due to the much greater risk of a young driver being involved in an accident, and also because they have not built up a safe driving record over a number of years.
Which companies have young driver auto insurance?
There is a company called Only Young Drivers who specialise in offering insurance to the younger driver. They will carry out a risk assessment over the phone to offer quotes to responsible young drivers.
How expensive is western auto?
Western auto is actually quite "cheap" compared to other car insurance dealers.This will always depend on the driver however, as better drivers get better, lower rates, while worse drivers get higher rates.
Is it safe start off driving a performance car once got a driving license?
It is the inexperience of the new driver which determines the safety not the car. That's why a new drivers car insurance is so expensive and a much older experienced drivers insurance is a lot cheaper. The new young driver is generally much more likely to have 'Accidents'. My opinion is they are not 'Accidents', rather, they are negligence.
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