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Is your car covered if an uninsured and unlicensed driver drives it?
Wiki User
∙ 12y ago
If they stole it, probably. If you were stupid enough to allow an unlicensed driver to drive your car, it's probably NOT covered under your comprehensive; it may or may not have liability. You should contact your insurance agent for a definitive answer.
AnswerYou said an "uninsured driver". So,, If this unlicensed driver is not considered an insured driver under the terms of your Auto Insurance Policy then no, there will no coverage.Additionally if you allowed an unlicensed driver to drive your vehicle and an accident ensued, Your Insurance company may cancel your policy due to negligence on your part if they get wind of the matter.
As stated above by the previous contributor, You should contact your insurance agent for assistance in determining who is considered insured under the terms of your policy. If you purchased Direct without an insurance agent, then you have no advocate, your just left up to the mercy of whomever answers the 800 number.
Wiki User
∙ 12y ago
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If an unlicensed person drives a vehicle with full coverage and a wreck occurs whether at fault or not will the vehicle be covered?
No,the vehicle will not be covered.
Is a non licensed child that drives parents car covered under parents insurance?
No, the unlicensed child is not covered under the parents policy unless that child is a scheduled driver on the parents policy. It is illegal to operate a motor vehicle on public roads with out a drivers license. Most parents already know that. It is also illegal to operate that vehicle on public roads without proof of financial responsibility. Fortunately the Parents are insured for acts of negligence in allowing the unlicensed child to illegally operate the vehicle. So basically the child is not a covered driver. Now the Insurance company will most likely pay a claim or loss if the unlicensed uninsured child has an accident. The claim would be paid not because the child was covered but rather the Insurer would be paying a negligence claim against the covered parents.
How do you set up the Sportage to be towed by a MotorHome?
If someone without a valid drivers license and without car insurance drives a car that is covered by car insurance, does that insurance pay for that uninsured driver if they have a accident?
Will an uninsured licensed driver be ticketed when driving an insured car in an accident?
Yes. If the driver is not an insured, the uninsured driver can be ticketed even if the car itself is insured. In many U.S. states they will also impound the vehicle when it is found being driven by an uninsured driver. It is the responsibility of the vehicle owner to insure that anyone you let drive has appropriate coverage. Unfortunate there is a lot of misinformation out there from laymen that erroneously informs people that anyone who drives the car is insured. This is simply not true. Your will have to see your policy definitions for a covered driver or contact your insurance agent for clarification of when a driver is considered covered under your the terms of your auto insurance policy.
How is one protected under car owners insurance when one drives and is in an accident with a party that does not have insurance?
You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.
What happens if someone unlicsensed but a cosigner drives my car?
It's illegal to drive without a driver's license, so if they get caught, they could be arrested. Your insurance may not cover the car if you allow an unlicensed driver to drive it, so if there's an accident, you will probably have to pay for it. Basically, don't let an unlicensed driver drive your car, even if they are the co-signer.
If someone with a learner's permit drives a car that is insured but the licensed driver in the car is not listed on the policy are they covered?
If everyone was legal, yes, a collision should be covered by the insurance company.
Can a uninsured licensed driver drive an insured drivers car?
Presuming of course you have no reason to think they aren't uninsured because they are too irresponsible to drive safetly, it's fine. It's one reason you carry insurance that covers anyone who drives your car.
What is a driver of a car called?
You had the answer in your question. A driver. A person who drives.
An aggressive driver is a person who?
An aggressive driver is a person who drives
Before a driver drives a motorcycle, they need to have motorcycle insurance.?
Before a driver drives a motorcycle, they need to have motorcycle insurance.
Who drives a truck?
A truck driver.
