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Q: Is your husband responsible for your credit card debt?
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In New Jersey is a spouse responsible for the credit card debt of her husband if the credit card is solely in his name?

No.


In Oregon is a wife responsible for her husband's credit card debt if she is not a co-signer or authorized user of the credit card?

No.


Is your husband responsible for your credit card debt in ill if it is at a collection agency?

If his name is not on the card,(He did not sign for the card) Then NO! And credit cards are unsecured loans.


Are you responsible for a debt incurred by your ex-husband on a credit card in your name in Ohio?

The person who is the account holder is responsible for the debt unless it can be proven the debt was fraudulently incurred.


Is a wife who is not a joint account holder responsible for her husband's credit card debt in Illinois?

Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.


If my husband dies and leaves credit card debt and our childrens parent plus loan debt am I responsible for assuming the debt in PA?

not if you have death insurance on the loan and credit cards


Is a wife responsible for the credit card debt of her husband made before they got married in New Jersey?

No


Who is responsible for a deceased person credit card debt in North Carolina?

The estate is responsible for the decedent's credit card debt.


In Rhode Island is the wife responsible for her husband's credit card if she is an authorized user of the credit card?

No, Rhode Island is not a community property state and an authorized user is not responsible for the debt incurred.


Your husband wants to put you as a second cardholder on his credit card you have a bad credit score as you were in debt a few years ago Will you be able to be the second card holder?

Yes because he is responsible for the debt, not you.


How will the credit card debt be divided between the husband and wife during a divorce when the debt is only in the wife's name?

It is up to the judge to determine who is responsible for repaying the debt owed on that credit card account. Unfortunately for the cardholder, if the husband is required by the court to repay the card, the wife is still responsible for ensuring that those payments are made. If he misses payments, then her credit score will suffer.


Is a spouse financially or legally responsible for debt of other spouse?

I divorced my husband and had the credit card debt negotiated so that he was the responsible party for paying the debt. He does not pay on the debt therefore I found out that I am liable for the debt because the card was opened in both names.