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Is your wife covered if she is not named in collision insurance?
Wiki User
∙ 10y ago
In the US, apparently, you are required to list all household residents and anyone who drives your vehicles. Why would you not have your spouse listed on our policy as a driver unless she has a bad driving record and you don't want to pay the additional premium. Guess what. Since you don't want to pay the additional premium you also do not have insurance. The insurance company will not pay the claim because you have committed material misrepresentation. This is all plainly spelled out in your policy and application which are legally binding contracts in which you promise to pay the premiums, notify the company of all household residents and drivers of your vehicles as well as a few other responsibilities. In exchange for your promises the company agrees to pay claims up to your limits and within the requirements of the policy. If you don't hold up your end they don't hold up their end. That's how contracts work. The company may make exceptions if say you just got married a week ago and haven't gotten around to adding her yet. But if you have been married you can be assured that the claim will be denied.
The requirements in other countries are different. In the UK, for instance, there is no requirement to name anybody on your insurance if they carry their own insurance. If that is the case they can then, if their insurance allows, drive any insured vehicle not owned by them or hired to them under a hire purchase agreement.
Wiki User
∙ 10y ago
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Is your wife entitled to your health insurance after divorce if she is not working?
No she will no longer be covered
Which insurance is primary for the husband when the husband and wife each have insurance through their jobs and husband is covered by the wifes insurance as well?
The husbands own insurance would be primary, and his wife's would be secondary.
Is wife entitled to deceased husband insurance policy if she is not named on it?
If the wife is not named as a beneficiary then she would have no claim on the policy proceeds.
What if your employer drops my insurance but i have insurance with wifes insurance would the cover me for health and medicine. insurance?
If you are currently covered on your wife's health Insurance as well you should be fine.
Can a wifes maternity expenses be covered by the husbands insurance if her insurance does not have coverage?
If you both have coverage the wife's policy will be primary, and the husband's will be secondary - provided the wife is covered under the husband's policy. Submit the unpaid claims to the secondary carrier.
Who's responsible for the bill if your wife's insurance dropped you because your employer offered insurance then you became ill and found out you were not covered?
Why didn't you take coverage from YOUR employer? Did you sign a waiver at your wife's job? Why weren't you covered at your job? Were you offered COBRA? www.SteveShorr.com/cobra.htm
Can your wife be covered under your veteran health insurance?
If you are talking about Tricare insurance in the United States, then yes, the veteran can choose the family coverage option.
Are there any benefits if both you and your wife have health insurance?
If both husband and wife are covered in health insurance policy, then they are entitled to a family discount the quantum of which vary from company to company and is deducted from the total premia amount.
What is usually covered over long term care insurance?
It depends on your insurance and what coverage you have. You should call them and ask specific questions regarding to your wife's health.
I am the second wife my husbands original life insurance policy names his first wife as beneficiary which was never changed can i protest the payout?
You can protest but the insurance company will pay the proceeds to the named beneficiary.
When husband is working and his wife collects SSI can she still be covered under her husbands employee health insurance?
Yes! If she has a state-funded insurance also, the husband's coverage will be secondary.
Who receives the money from life insurance if the beneficiary is deceased the insured or the heirs?
The contingent beneficiary, if one was named.
