answersLogoWhite

0


Want this question answered?

Be notified when an answer is posted

Add your answer:

Earn +20 pts
Q: Look over your checking and savings account.Would like to know my checking acc. balance?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Look For Banks That Offer Free Checking Accounts?

You might not have considered all the fees that come along with banking. Make sure to check the various banks in your area before you open up a checking account. Many banks offer free checking accounts and free savings accounts. However others do not - and instead have fees associated with checking accounts or a minimum balance you must have to keep your account open.


How can you check your balance in your savings account on the computer?

You would go to the bank website whereever you bank at and create a log in and a password if this is the first time you visit your bank's website. After that you can look at your account balance there


What are some features to look for in a checking and savings account?

Always check and compare interest rates with other banks. It might also be necessary to check the bank's customer service reviews.


What should I ask when opening a checking account?

Just visit any bank that you would like to open a checking account in and sit at the new account desk. The person sitting at the new account desk would show you a brochure of all sorts of checking accounts and their fees. Some doesn't have fees if the place you work at offers direct deposit.


Reasons to Use a Virtual Checking Account?

There are many reasons to use a virtual checking account. Increasingly, online banking is becoming the banking form of choice amongst consumers. Consumers love the ease, convenience and affordability of doing online banking with virtual checking accounts. In addition, consumers love saving money on gas and time in waiting in long lines at a bank. This article will discuss the many reasons one should deeply consider using a virtual checking account. There are many benefits to using a virtual checking account, that perhaps a consumer has not considered. If one is way about opening a virtual checking account, this article will discuss why there is no need to fear for opening a virtual checking account. First, many online checking accounts do something called automatic savings plans. This means that an online checking account can be linked to an online savings account. This online checking account will then have a certain amount of money withdrawn automatically every month and deposited into a savings account. This can be a great way to build a nest egg or unconsciously save money rather than spend money. Many consumers love this feature, because it forces them to save money for goals in life or other life necessities. When signing up for a virtual checking account, it is important to make sure the automatic savings plan is an option one has, and not a necessity. Not all consumers enjoy automatic savings plans, because they sometimes can deduct money that a consumer needs at that current moment in time. Thus, not all consumers look at these savings plans as benefits. Instead, some consumers consider virtual checking accounts with such savings plans to be bothersome and do not want them added to their checking accounts. Before signing up for a virtual checking account, simply make sure one has the option to add a savings plan and is not forced to do so. Another great reason to do online banking and use a virtual checking account, is because one will likely have access to other bank products and services. One may be able to purchase a CD from a bank and be able to invest his or her money after opening a virtual checking account. Or, a person may be able to get a sort of loan from a bank, due to his or her patronage in the form of opening a virtual checking account. Overall, there are many great reasons to use a virtual checking account.


Where is the best place to have a mutual savings account?

A mutual savings and loan is the best place to have a savings account. There are plenty of good and reputable savings and loan banks out there. You can just look for them.


Can you get a credit card with no job and no checking or savings account and if so where do you look?

Start with a department store card. If you can't get that start with a "secured" credit card. It will build credit and allow you to apply for a regular credit card down the road.


How can you tell if a guy is checking you?

to see if a guy is checking you out look him straight i in the eyes and do a little grin.


How do you find the true balance of your checking account?

To balance off the account, we look at the side which is larger than the other, make both sides balance by taking the difference between the higher and the lower figure to the side which has lower value and the figure is entered against balance carried down or "c/d". This means the two sides balance then the figure is taken to the opposite side and entered against balance brought down or " b/d' to begin the list of transactions for the following period.


How do I use a savings calculator?

I found a few sites for you to have a look at that can help you and teach you how to use a savings calculator. Here are the sites I have found apps.finra.org Investors Tools & Calculators ,www.moneysupermarket.com/savings/savings-calculator/


Does it help to compare checking accounts to that of other banks?

Absolutely! Some of the things you want to check for: will your checks be totally free or will you have to pay for them? what kind of charge will you get if a check accidentally bounces? how long does it take for a deposit to your checking account to become available? does the bank have a safety net option (for instance will they draw from your savings if you are overdrawn to avoid penalties and charges? Here is the link to a great article explaining why all checking accounts are not created equal: http://www.e-wisdom.com/articles/banking/what-to-look-for-in-a-checking-account.html


Establishing a Savings Account as an Emergency Fund?

When faced with a financial challenge, your first instinct may be to reach for a credit card or a home equity line of credit checkbook. While these products may help as a stop-gap measure, one of the best ways to avoid borrowing to cover a crisis is to establish a savings account to act as an emergency fund. You can then tap these funds whenever an unexpected expense arises. This method will save you from paying fees and interest because you are, in effect, borrowing from yourself.Save An Opening DepositThe vast majority of banks will allow you to open a savings account , but there may be a minimum balance requirement to avoid a monthly fee. To avoid this, save the initial deposit before opening the account. You can set it aside in your checking account or use a jar at home to collect money for the initial deposit. Once you've collected the necessary minimum balance, open a savings account at the same bank that holds your checking account.Link AccountsHave your financial institution link the new savings account to your checking account. This will allow you to move money freely from one account to the other in both directions. If you'd like, you can also set the savings account to act as overdraft protection for the checking. This will help you avoid a fee in case you accidentally overdraft by a few dollars. Check your bank's procedures for both transfers and overdrafts, as each financial institution has their own rules.Automate SavingsTo help the balance grow, take a hard look at your monthly budget and decide how much you would like to save. It's best not to be overly ambitious at first, lest you short yourself and be forced to dip back into savings. If you get paid twice a month, divide the savings amount in half and set that amount to be automatically deducted every payday. You will get used to each paycheck being short and the savings will pile up without you having to lift another finger.Tap Savings SparinglyNot being able to afford to go out dinner one night is not an emergency. Neither is the handbag sale at Macy's. Discipline yourself to only tap savings when a true emergency arises. Car repairs, unexpected medical bills, and home disasters such as needing a new water heater or furnace certainly qualify.Using a savings account as an emergency fund is the best way to avoid borrowing against lines of credit or your home when disaster strikes. By following the outlined steps, your savings account will grow at a steady pace and cover unexpected expenses when you need it most.