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ALL of your assets and ALL of your liabilities must be included in your filing. It is not OK to pick and choose. All items have certain catagories or classes they belong to. Some are catagories exempt from liquidation.

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17y ago

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What happens if you wreck your car after filing for Chapter 13 bankruptcy?

If you wreck your car after filing for Chapter 13 bankruptcy you can file it on your insurance. You can then replace your car based on the bankruptcy order.


Can you receive a car accident insurance settlement after filing a Chapter 13 bankruptcy if the accident happened after the filing?

Yes


Filing a Chapter 7 with 2 payments owing on your car how long do you have in getting it current before the creditor can take it if you plan on curing the default 30 days after filing?

When you file a Chapter 7 bankruptcy, you have the option to keep your home and 1 vehicle. If you are able to make the last 2 payments on the car, you can keep it and not include it in the bankruptcy.


Will filing bankruptcy affect your car insurance?

I have file for Chapter 7 twice and it has had no effect on my car insurance.


Will you lose your car in NY after filing chapter 7?

If a car is leased, you can keep it as long as you are paying it on time.


How long after a chapter 7 bankruptcy can someone get a car lease?

You can get a car lease immediately after filing for Chapter 7 bankruptcy. Since it would be a post-petition debt, there is no waiting period provided that you qualify income wise. Some lenders may require you to have a discharge, however, it is not required under the law to lease post-filing.


What if your car was reposed after filing a chapter 13 dont you get it back?

If the Chapter 13 was filed before the car was sold at auction, you should get it back. Otherwise, it's too late.


When filing Chapter 7 bankruptcy should a car that is not paid off be included on the schedule of personal property?

no


Can you sell your car and payoff the loan after filing chapter 7 before the discharge?

You should be able to do so, yes.


What if you can't make car payments after filing chapter 7?

If the Chapter 7 is still pending, you can amend the documents to surrender the car. You may be able to re-open the case and amend the documents even after it has been closed. If you want to keep the car and can pay a C. 13 plan to get caught up on the arrears, you can file a C. 13. It may not be worth the expense, however.


How can you go back and add a car to your bankruptcy to be included in it?

Assuming you're referring to a car payment, you can add it to your case before discharge, or you can reopen your case and include the automobile finance company. Keep in mind, however, that if you're filing Chapter 7 and your car is collateral, it can still be repossessed.


Will I lose my car in Florida filing chapter 7?

As long as you continue to pay your car note, PROBABLY not. Do not, fall behind on your payments though, ot it WILL be re-possessed.