Yes, All auto insurance policies in the United States require that you notify the company whenever their is a change in risk factors including household drivers.
Wether you will need to add your child to the policy depends on the internal operations policy of your Insurance Company.
Some Companies will let you add your child later after graduating from the learners permit while others Will require the child be scheduled immediately as they are now driving.
Happ Motoring
Usually it is best to add them as a driver when they get the license. Until then you can notify your insurance company that they are a resident of the house.
how do i get car insurance with just my learners permit?
No, for company insurance reasons
This varies by state law. Ask your insurance company.
Most insurance companies will automatically insure a child in your home with a learners permit. It is best to check with your insurance company to be sure.
no
Do not know what you mean by 'insurance loan'?
yes
Yes.
Allstate will not charge you for a driver with a learners permit for the first year.
Any Insurance Company authorized in your state may write an Auto Insurance Policy for a driver with a learners permit. Some simply choose not to do so because they will consider a new driver high risk. Just call around or search online until you find one who will accept the risk.
No, the teeager is covered by the parent or whoever sign for them to get the permit.