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usually a chare off happens after 7 years
Depend on the items and size of the estate ( this can take from a month to years and years). Once all accounted for the legal process can be done in a couple of weeks to a month.
Probably not, depending on the way the will was written. The beneficiary's heirs might inherit.
If your Chapter 13 was dismissed, meaning you did not complete your Plan, then you are essentially right back where you started before you filed for bankruptcy. The creditors can pursue you for the debts without any legal ramifications.
IF you are still the beneficiary on file for your ex-spouse then you are legally entitled to that money. If there was an updated beneficiary that lists other people as the beneficiary then you are not. On caveat is if you are listed as the beneficiary and the ex-spouse has a will in place that leaves the account to someone else, then you are not entitled.
up to seven years.
Maybe. Life insurance is a contract and if the beneficiary on the policy is listed as the 2nd wife, she is entitled to the money. Check the divorce decree, it may, depending on who drafted it and what state you are in, may have stated that any such designation as beneficiary is void. It may also have said in the divorce decree that maintaining her as beneficiary of an insurance policy was a condition of the divorce.
If he is showing as the beneficiary on your policy - yes. You can call the insurance company or your agent to change the beneficiary.
If the insurance policy is older than two years of contestability period, then a benefit will be paid to the beneficiary.
creditors.
2-3 years or you can get it taken off
Yes. For at least 10 years.