If you are not At Fault, then you should contact the other driver's insurance company. You may need to involve a lawyer.
You should also have insurance. You're an idiot not to.
The insurance will pay for the car you hit.
If you are driving their car and hit their car, then their insurance will pay for the damage on both cars. If you are driving your car and hit their car, then your insurance will pay for the damage on both cars.
You do not need to know if the car you hit has insurance if you were at fault. It would not matter if they have insurance because you as the at fault would be responsible for the damages you caused.AnswerIf the owner of the car presented you some documents stating that his/her car has an insurance.
The other person pays.
Basic liability insurance. This covers the person you hit. Comprehensive and collision covers your car.
If you have the proper insurance or you were hit by someone you will surrender the car and the title to the insurance company and they will pay you the actual cash value of the car before it was hit.
car insurance
the insurance company!
if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.
Typically that is the way it works, They car behind who hit your car pays for your damages and the car in front that you hit will be covered by your insurance.
Simply, call the police!
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.