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car insurance
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∙ 12y ago
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What type of insurance will pay for damages if you are the victim of hit-and-run driver?
Medical or Health Insurance
If you hit an unlicensed driver will your insurance pay for damages to his car?
This will depend on the type of insurance coverage. The insurance company can decide to go to court and argue that since the driver was uninsured, then they should not be liable for damages.
What type of insurance will pay for damages if you are the victim of a hit-and-run driver?
Comprehensive Coverage.
If you hit a tree with only liability insurance can you collect insurance for pain and suffering if you were injured?
No. Pain and suffering of yourself is not a liability, as this only covers damages to property that may be caused (e.g. to replace the tree you hit) or if someone else sues you for what happened. You would need a personal cover or health insurance.
If I was in a 3 car accident and An uninsured motorist hit the car in front of me does the second vehicle who has insurance and then hit my car become responsible for my damages?
The owner of the car that caused your damages will be responsible to pay damages to you unless you live in a no-fault state. In that case, your insurance pays for your damages.
My car was hit while being parked do i have to have insurance for it to be fixed Or does the person that hit my car insurance pay for the damages?
The other person pays.
If your car is hit and you have no insurance is the other person liable for damages?
If someone causes damages to your property, they are liable. This means, however that you have to deal with their insurance company directly, rather then your insurance company doing it for you.
Does landlord insurance cover car damages on property?
No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
What if someone hit you would the lender of your car pay for the damages if you had no insurance?
yes
What do you do if you hit an object and you have no insurance?
If you damaged someones property with your vehicle and you had no insurance. All you can do is pay for the damages out of your own pocket.
Does it cover damage done to a car if the car hits or is hit by an animal?
It depends on the type of insurance you have and your policy. Comprehensive coverage protects you against damages to your car that are the result of covered issues not related to a collision, such as an animal. Some insurance companies do not cover damages due to animals.
What happens if you have no insurance and you were hit by someone without car insurance?
You each walk away with nothing - your only recourse is to take the person who hit you to court and sue for damages. However, chances are if that person has no insurance, they have no job, and thus no income which to pay you the damages should the court award in your favor.
