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My fiance is not listed as a driver on her parents insurance because she does not regularly drive their vehicle. Do I have to list her on my policy even though she can not drive my manual car?
Wiki User
∙ 14y ago
If she does not drive your car, then there is no reason to list her. However, it would probably be wise to list her if you are going to teach her how to drive it.
Wiki User
∙ 14y ago
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Can you have non-owners sr22 insurance on an auto and a motorcycle in South Carolina?
No, Non-Owners insurance, with or without an SR22 filing, As the name implies indicates that you do not own or regularly operate a vehicle. Non-Owners coverage is only secondary coverage to any insurance already on the vehicle being operated. You can not have Non-Owners Insurance on a car nor a motorcycle because to buy the non-owners policy you must declare that you own no vehicle nor do you regulary operate an uninsured vehicle. If you own or regularly drive a vehicle, You must obtain appropriate liability coverage on that vehicle whether you own it or not. Non-Owners Insurance only covers you for un-planned, un-expected vehicle use. It will not cover you in any vehicle belonging to household member nor in any vehicle to which you have ready access.
Can a person insure a car of their parents?
No. The insurance must be in the name of the owner of the vehicle. An insurance policy is a legally binding contract and if one party does not own the vehicle then the policy and thus the contract is void. The insurance company cannot pay a claim on a vehicle if the owner is not party to the contract. They also cannot legally pay the owner because they are not an insured person under the contract.
Do you have to have a vehicle in your name to get car insurance?
you have to have a car for getting a car insurance No, you can be driving your parents car & be on their policy, therefore you are still insured
Can an 18 yr old child on their parents auto insurance policy give permission to a friend to drive their parents vehicle?
noway.
Can you use your parents' insurance policy to cover a car that's in your name?
Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle. If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately. You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.
What happens if I get in an accident and only have your permit?
If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.
Can I insure a car titled under my uncle in Arizona?
The answer to this question is easy and is NO. You cannot insure a vehicle that you do not own. This is very important. If you did this and totaled the vehicle, the insurance cannot pay you for the damages because you do not own the vehicle and they cannot pay your Uncle because he does not have a contract of insurance with the insurance company.
If I get a traffic violations does it affect someones insurance?
It can affect: 1. Your insurance premium (for your own vehicle, or your parents vehicle if you are on their policy. 2. Your employers insurance premium (if you drive for work) It will NOT affect: 1. Your friend's premium, unless you are scheduled as a driver on the policy
If your auto is hit by a stolen vehicle who will pay for losses like deductibles and other expenses?
You or your insurance company. The owner of the stolen vehicle would not be responsible because their vehicle was stolen and the driver of the stolen vehicle's insurance would not cover it because he was driving a vehicle that was not on his policy and he did not have permission to drive.
If a wheelchair van owner has no insurance on their vehicle what insurance coverages are covered by the fully insured drivers own insurance if they are a caregiver of the owner?
Insurance follows the vehicle. If the owner of the wheelchair van has no insurance on it, and the person who drives it, has insurance on their own vehicle.... then the wheelchair van would still be considered an uninsured vehicle. Again, insurance always follows the vehicle. The driver who is not the owner cannot use his/her insurance to cover the wheelchair van because they have no 'ownership' or 'insurable interest' in the van.
How much does your insurance go up if you get a seat belt ticket in Florida?
In most cases, your insurance won't go up because of a ticket. Each state charges the insurance company to run a motor vehicle report. Most companies make it a standard practice to not run motor vehicle report regularly on their clients. However, there are those who do on a random basis. In this case, it is not a moving violation. Therefore, it should have no factor.
If you have bought a car and it can not be tagged because of fines owed to motor vehicles do you have to pay insurance?
You have to have insurance to obtain your tags. As long as you are not driving the vehicle you do not have to have insurance unless you have a lien or are worried about damage to the vehicle.
