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My husband passed away he had 2 credit cards in his name only. am i responsible for his debts can they put a lien on my house?
Amber1234
The lenders for the two credit cards want to get paid, obviously. So, you will have to give them a copy of the death certificate... they may require a certified copy. Whether this will be enough for them to take the loss depends on the lender. They may want to seek payment thru the estate. The lien on the
house was placed...(my opinion only) in order to get paid when the estate
was resolved. Now, my question, you state that your name is not on the credit cards.... but if you are a user of the card, then you can be held responsible.
I would consult the attorney that is helping with the estate, if you don't
have one, find one that can help.
Good Luck
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∙ 16y ago
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If you and your husband are joint tenants on credit cards are you responsible for the debts if he has passed away?
Yes. When an account is jointly held, all parties are equally responsible for the entire amount owed.
Your husband passed away and had credit cards in his name can they take money out of the life ins that you are beneficiary?
No.
Is your husband responsible for your credit card debt in ill if it is at a collection agency?
If his name is not on the card,(He did not sign for the card) Then NO! And credit cards are unsecured loans.
Am I responsible for debts on credit cards my husband had prior to our marriage?
If he put your name on the cards so you could use them, you're responsible for all charges you both made. If your name isn't on the cards you don't have to pay.
Who is responsible for your credit cards when you die if there is no husband?
Typically the estate is responsible for clearing up any liabilities. The affairs of the estate are usually handled by the executor of the estate.
Who is responsible for credit card debt after someone passes away?
No one. The family is not responsible for the debt. Credit cards want people to think they are, but it is volunteer to pay/assume the debt of the person who passed away.
If my husband dies and leaves credit card debt and our childrens parent plus loan debt am I responsible for assuming the debt in PA?
not if you have death insurance on the loan and credit cards
Is the husband responsible for a credit card debt if he and his wife are not legally divorced but she has credit cards in her name only and racks up a large debt?
Yes, you are married. For years I didnt even work or have credit cards, but I established credit due to my husbands last name, because we are married.
In California law husband has credit cards in his name only. He dies. Does the wife have to pay off his credit cards?
In California, the responsibility to pay off the deceased husband's credit card debt typically falls on his estate. If the wife is not a joint account holder or a co-signer on the cards, she is not typically responsible for the debt. However, it's advisable to consult with a legal professional to understand the specific circumstances and obligations.
What can you do if your wife opened credit cards without your consent?
A friend of mine faced this before. he closed the joint bank account and opened one in his name only. canceled the credit cards and placed an AD in the classifieds that he was responsible for his debts only.The wife can get credit on her own and if she fails to pay the bill the husband can still be held responsible for the debt. Good Luck.
How do credit cards build credit?
Credit cards aid to build credit history in the same manner that any debt, whether it is from purchasing a car or by just paying rent. Be responsible with credit cards. You should not overspend.
What would constitute a responsible use of credit?
A responsible use of credit is paying off your credit cards each month. Another example of using credit responsibly is using it when you need it only.
