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It depends on what caused the roof damage. If it was caused by a covered loss (wind damage) then your Insurance Company should pay for the damage. If the water leaked through the roof as a result of wear and tear, then the roof will not be covered but the resulting water damage may be covered.

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15y ago
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peter bivens

Lvl 4
3y ago

Insurance policy generally covers roof leaks and other damages to your roof, as long as the cause of the damage is not specifically excluded by your policy. But it’s important to note: if a leak occurs due to a lack of maintenance, you may have to pay for the repairs yourself. Also, make sure to consider your home insurance policy's deductibles to determine whether filing a claim makes the best financial sense.

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Q: My roof is leaking water will my insurance going to pay for the repairs?
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