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My truck was hit I have no insurance I know I was not at fault will the fault party insurance pay for my damages?
Carrissa13
Probably not as the vehicle should not have been on the road at the time and you may get charged for driving without insurance. If it was in a parking lot you may be able to sue them in court to get your damages covered.
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∙ 16y ago
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Didn't have insurance on spouse truck drove had accident.?
The owner of the truck is liable for all damages and injuries as a result of an accident if found at fault. Normally these would be paid by the insurance company if there was an existing policy. Insurance policies are far cheaper than paying these expenses out of pocket.
What does the insurance do when you are still paying on a truck and someone hits you and it gets totaled?
If the person who hit you is the one at fault in the accident, then their insurance should cover the cost of the damages to your truck. If they don't have insurance, or if they don't have enough to cover all of the costs, then yours should kick in and cover the balance if you have full coverage and not just liability insurance.
How does commercial truck insurance work?
Commercial truck insurance is needed for anyone transporting cargo for a business. This works by covering any possible incident that your truck may be in. It also covers the cargo, and any potential damages.
What does a truck wreck lawyer do?
A truck wreck lawyer is involved in litigation that comes from a truck accident. This can involve helping with an insurance claim and trying to find who is at fault.
Does everyone who drives a truck need truckers insurance?
Anyone who drives a truck must at least hold a liability insurance policy to cover injuries and damages. Additional policies are not required, but can be beneficial to the driver.
Do you need insurance to rent a moving truck?
You don’t need insurance but it is advisable to take out insurance on the truck as the company will hold you liable for any damages to the truck. In addition, if you have self-packed your belongings and are transporting it yourself using a hired truck, you may want to take out insurance on your cargo. Cargo insurance for do-it-yourself moves is limited to $25,000 and covers only damages caused by disasters such as a crash or a fire. There are pros and cons against self-service moves and you may want to weight out both before making a decision.
If an insured truck driver from another state hits an uninsured motorist will the insured truck driver's insurance pay the expenses of the uninsured person?
Only if the truck driver was at fault.
Will comprehensive auto insurance cover a claim if a tow truck damages your car in transit?
I would say that the tow truck is liable for this claim. This is also what your insurance company will say even if they go ahead and pay the claim to keep you happy. Most of the time your company will pay then they will subrogate against the responsible party. If you have comp and collision then their is no issue. If you have comp and not collision then issue of what happened may come into play.
What if a tow truck damages your car. I was parked in a spot that required a permit to park. When I picked my truck up at the private tow company it had a cracked frame. It is a new truck. Can I sue?
claim it on your insurance, they will go after the tow trucks insurace company
Your truck was totaled and the person that hit you does not have enough insurance what should you do?
Sue him.A bit more:If the person who hit you doesn't have enough insurance to cover the damages to your vehicle, then your insurance should cover the balance of the costs if you have full coverage and not just liability insurance.
You were parked in a parking lot with door open loading groceries and the truck next to you pulled forward to get out of its space with no car in front of it and it hit your door. Who is at fault?
Unfortunately, parking lots are not covered under municipal or state traffic laws. As such, unless there are definite witnesses or other obvious evidence, insurance companies will tend at assume that no one is at fault in the accident and each individual will claim their own damages.
if the bloke was drunk that hit your car will his insurance pay 4 a hire car while mine in garage?
If the person was at fault in the accident then yes he is responsible to pay for a rental car while yours is being repaired. You don't mention who was at fault just that the other party was drunk. An accident can happen where one party was intoxicated but the other party was at fault. We always assume it's the other way around but on occasion it's not. Not only should they rent you a vehicle but a similar one to what you have. Such as if you use a truck or van in your work that is what should be replaced while yours is being fixed.
