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No. The Federal restrictions sill apply. She can file again after a certain period. Bankruptcy is not part of financial planning.

Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.

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Q: My wife filed chapter 7 in 1989 before we were married We had to file chapter 7 in 2001 is there a law in Washington state stating that she can't file again?
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