Not always. You need as many as you can, certainly. And if you are claiming your old couch was really designed by Parisian sculptors and worth $14,000, yes. But for such items as are expected to be claimed, and with standard value being requested, there is not so much quibbling.
Things like gold coins, collectibles, antiques, these will need some proof.
yes.AnswerNo.
Ask your insurance company. It is likely that you parents will need to be the owners.
either state "FAIR" plan - or contact mortgagee and they can secure HO coverage on your behalf (for building) contents you would have to separately insure on your own
Since the owner or owners can be both be held fully liable for any associated losses or claims related to the operation and ownership of the vehicle. It would be foolish not to protect all listed owners from financial loss.
Yes,you do.
You will need non-owners insurance. Most companies offer this. This is for people without regular access to a vehicle.
In some states yes. You would need to ask your insurance company if that applies to you.
Building insurance claims may be due to a variety of factors, such as accidental damage. One may need to claim on buildings insurance if one's house suffers storm damage, for example.
There is no set number of claims that will automatically result in being dropped by a home insurance company. However, making multiple claims within a short period of time or a pattern of filing claims can increase the likelihood of being dropped. It's best to check with your insurance provider for specific details on their policy regarding claims.
You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.
All you need to do is call your Insurance Company and ask for the claims department. You can report your loss by phone.
You need to have your sister schedule you as an covered driver on her auto insurance policy to be covered. Non Owners Insurance will not cover you in any vehicle to which you have regular access.