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States where the Spouse is treated as a Third party and a collector cannot disclose the debt if speaking with the Spouse of the Debtor
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∙ 15y ago
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Non spousal states for debt collection in US as per fdcpa and latest one?
currently how many states are considered as non spousal states in us?
What states are non spousal states for debt collections?
There are at least 5 states where a debt collector is prohibited from speaking to a spouse: Iowa, South Carolina, Massacgysetts, Pennsylvania, and Connecticut. With Iowa there is an exception, however. If the debt collector is initiating contact then they can't speak with them but if the spouse is initiating contact they can.
What are the Non Spousal States as per FDCPA?
iowa, DC, Georgia, SC, CT
What states are non spousal states?
Perhaps what is meant is... Which states are community property states? There are only nine CP states and they are: California Idaho Louisiana Nevada New Mexico Texas Wisconsin (this state is not considered a "true CP state" in regards to the way the laws for marital debt and/or assets are determined.)
Is Massachusetts a non recourse debt state?
Massachusetts is a non recourse debt state. Other non recourse debt states are Kentucky, Louisiana, Maine, Maryland, Michigan, Montana, and Mississippi.
Can a private debt collection agency garnish your wages for a non-federal debt like credit card debt?
There must have been a judgment obtained and then they can act on the judgment and attach wages.
Is Georgia a non spousal state?
yes
What are the list of non spousal state?
delaware
Can a debt agency pursue a debt from a non next of kin?
if you used them as a point of contact, that person can tell the collector not to contact them again and they must do so per the fair debt collection act.
How long before a cable company can submit your balance to debt collection agency?
things like this usually are after a couple months of non payment
What happens for non payment on unsecured debt?
It will most likely be turned over to a collection agency. Then it will be reported to the credit bureaus which will make it difficult for you to get loans in the future.
What is the minimum balance for which a credit card company will sue you?
There is no set amount that determines if a lawsuit will be inacted. One of the major factors is the collectibility of the debt. If the consumer/debtor has a job, non-exempt assests and lives in a state where the lender can recover legal expenses then a lawsuit is very likely. Several states allow arbitration as another of option of debt settlement/collection.
