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There are at least 5 states where a debt collector is prohibited from speaking to a spouse: Iowa, South Carolina, Massacgysetts, Pennsylvania, and Connecticut. With Iowa there is an exception, however. If the debt collector is initiating contact then they can't speak with them but if the spouse is initiating contact they can.
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∙ 9y ago
Leisa Wilkie
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Non spousal states for debt collection in US as per fdcpa and latest one?
currently how many states are considered as non spousal states in us?
Non spousal states for debt collection in US?
States where the Spouse is treated as a Third party and a collector cannot disclose the debt if speaking with the Spouse of the Debtor
What are the Non Spousal States as per FDCPA?
iowa, DC, Georgia, SC, CT
What states are non spousal states?
Perhaps what is meant is... Which states are community property states? There are only nine CP states and they are: California Idaho Louisiana Nevada New Mexico Texas Wisconsin (this state is not considered a "true CP state" in regards to the way the laws for marital debt and/or assets are determined.)
Can a company that has placed you into collections call and remove the amount from collections?
Depends. If the debt (usually credit card) was sold then no. The original creditor will then have nothing to do with having the debt returned. Non-purchased debts can be returned to the creditor depending on the contract they have with the collection agency.
Is Massachusetts a non recourse debt state?
Massachusetts is a non recourse debt state. Other non recourse debt states are Kentucky, Louisiana, Maine, Maryland, Michigan, Montana, and Mississippi.
Is Georgia a non spousal state?
yes
What are the list of non spousal state?
delaware
Can your unpaid bills be sent to collections if you are making an attempt to pay them?
Yes. The creditor is not required to accept a payment arrangement, and at any time may transfer the debt to inside collections, or an outside collection agency. (For non-credit card debts)
Is a car loan considered recourse or non-recourse debt?
I think is non recourse debt
Is South Carolina a non spousal state?
South Carolina is a non-spousal state. In other words, ownership and control of real and personal property is not automatically vested in the spouses. This change took place in 1996 with the elimination of dower and curtesy rights in SC.
What is David Foster most well known for?
David Foster Wallace was an writer and novelist, born in Champaign, Illinois, in the United States of America. David wrote 3 novels, 3 short story collections, and 9 non-fiction collections.
