Hi, Special form is usually a form that rather naming the perils insured against (like Basic and Broad forms) it will have excluded perils. Named perils are: fire, lightning, wind, hail, riot, airplane etc. Special form does not list the coverages but rather insinuates that everything is covered except for the list of excluded coverages. Usual exclusions are things like pollution, war, theft (sometimes) to name a few. It is a much broader based coverage and I would recommend getting special form whenever possible.
no it will not
You should be able to obtain a copy of the association's certificate of insurance from a board member or the property manager. The certificate is issued by the company that carries the association's master insurance policy. The copy you want may be a document that your lender requires.
Landlords generally require a tenant to have a certificate of insurance showing that the tenant has personal belongings insured, as the landlord's policy doesn't cover personal property of the tenant.
Elevated properties are less likely to become flooded, so presenting proof of an elevated property (the elevation certificate) can potentially lower your flood insurance premiums.
Insurance company information is not a public record and is not available on the Internet. If you are hiring a contractor to do work on your property, you can require them to send you a Certificate of Insurance, showing that they have sufficient insurance coverage before they begin working. The certificate will show the name of their insurance company.
There is no average. It's whatever the decedent owned at death and which is not disposed of by beneficiary designation, such as a life insurance policy or property held in a joint tenancy with right of survivorship.
Commercial property cannot be covered by homeowner's insurance. Commercial property insurance must be purchased for that category of property.
Property insurance - If your property is damaged the insurance will pay for this to be repaired. Life insurance - If you die then your estate (or the named beneficiary) gets a payout to the value of the insurance.
Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance.
You will need rental property insurance if your are the owner of a rented property. This insurance, in addition to standard household insurance, covers things such a public liability.
Commercial property insurance.
Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance.