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The reduction in the car's value while they're driving it
Edmunds is the best site to go to to find a car lease calculator to help you make accurate calculations on what your brother is paying with his car lease payments.
If you give the car back to the car dealership before your lease has expired, then the lease is over. You stop paying the monthly payments. This is very common in people who want a low monthly payment, thus they get a long car lease and then end up trading back in the car for a new car before the lease has expired.
Yes, if you are paying of a car loan, there is no penalty for paying over your monthly payment. However if your monthly car payment is on a lease agreement you will have to refer to the terms of your lease as to what is allowed.
In Chapter 13, you have the option to continue to pay for your car lease payment or you can opt out of your car lease payment. The trustee may not allow you to buyout a car lease if other outstanding secured debt needs to be paid.
It is more effective to buy. If you lease, then you will be paying for the car for a number of years, but will be obligated to either buy the car or get a new one, but all money paid into the lease will be lost. When buying, you have documented ownership.
They Will reposes it and sell it them make you pay the difference any way.
car
One can takeover a car lease relatively easily. Usually the person wanting to break their lease is doing this for financial reasons. To takeover a car lease, one needs to amend the lease papers and than they can take over the lease for the rest of the term at the same payment plan as before.
Assuming it is about a car, they will take it away, you will lose your deposit and your credit will be ruined.
It is essentially the same but of course with a lease, your responsible for an amount agreed to be paid rather than paying back a loan.