Yes, you can use a personal business loan for your small business, even though you might need to consider a small business loan for those purposes. Personal business loan rates are also higher.
You may either apply for a small business loan or a personal loan. Google small business loans
Two popular VoIP providers that offer personal and small business targeted plans are Skype and GoToMeeting. While GoToMeeting requires payment, Skype is completely free for personal use, and very cheap for business use.
business plans
A small business phone plan suits the needs of a small business, whereas a normal phone plan may or may not. There is also the difference of cost. A business phone plan may cost you more because it may have features that a small business will need but a personal phone line would not.
For one, I know Bank of America has many small business credit card programs. A small business credit card is always better than using your personal card because the debt is tied to business assets instead of personal assets. Go to www.bankofamerica.com to see what they offer.
"A person looking to start a business could talk to the same bank that handles his or her personal finances. Due to a personal relationship, the bank may be willing to consider a small business loan."
A personal information manager
Managing Business Finances - Business.gov helps small businesses understand their legal requirements, and locate government services supporting the nation's small business community. Business.gov is an official site of the U.S. Government.
You can use your personal credit card and save the receipts for your business or it would be wiser to get a separate credit card just for your business expenses. TD bank offers a visa card for small business companies that can also have a line of credit.
Many people attempt to get small business loans through their personal bank. But, with the banks tightening up on loans there is a website called Entrepreneur that is perfect for getting a small loan to get a business the jump start needed to begin turning profit.
Most small businesses are formed as sole proprietorships. The benefits of sole proprietorship are its simplicity and the reality that business income is treated the same as personal income for tax functions. A big disadvantage is that you, the business owner, assume personal liability for the functions of the business.