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This question bears some thought because if the person is known or endeared to you, then you can say "querido ....." However, if the letter you are writing is a business letter, then you would want to be more formal, Muy senor mio (DearSir) Estimado(a) senor senora (Dear Sir) Also, always when writing to people with titles always include their title in the letter.( i.e dr. dra.)
Greetings, ladies. (If you are talking to them).
The proper salutation to more than one doctor would be "Dear Doctors". A person can also list each doctor's last name after the word doctor. So if the names were Smith, Jones, and Arnold, the salutation would be "Dear Doctors, Smith, Jones, and Arnold".
Mister or Madam Chairman, or for a more inclusive term, Sofa-Person.
I would use "Ladies and Gentleman" or if it is just women "Ladies" or if it was just men" Gentleman" if that makes any sense. Hope this suggestion helps you.
Pastor is entirely proper, so is reverend. Since they usually have Doctor of Divinity degrees, Doctor is often a preferred title, especially in the more evangelical churches.
Dear Judge Smith: See http://www.factmonster.com/ipka/A0771340.html for more info.
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More correctly you should use 'yours faithfully' as the closing salutation
'Dear Mayor Smith' is acceptable for ordinary communication. 'Your Honor' is a more formal salutation. In Canada (and, I think, in Britain also) it might be better to use 'Your Worship.' (A mayor historically had the powers of a magistrate.) Check with the municipality's office of protocol when in doubt.
Proper writing allows the reader to understand you more easily and allows you to express yourself in a clear, understanable way. Poor writing often leads to confusion and can be offensive to some people.
No, you do not need to capitalize "dear" in a cover letter. In a salutation, it is customary to capitalize the first word and any proper nouns, but "dear" is not typically considered a proper noun. So, you would write "Dear Hiring Manager" or "Dear Ms. Smith" with a capital letter for the first word and any proper nouns, but just "dear" on its own should be lowercase.