A court summons means you do have to attend court so you need to write down the chain of events as accurately as you can. A good idea is to place an advertisement in your local paper, or a daily paper of the area the accident happened, asking for any witnesses to contact you. The fact your insurance company refuses to settle the claim indicates they are not placing blame on you. Saying this, I do not know whether your car was warranted and registered at the time of the accident. Contact your Insurance agent and ask why they did not pay out and take it from there.
Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :
No more than 3 years.
If a claim is made against his insurance...yes.
The Group Personal Accident Insurance Scheme is a welfare measure formulated to insure the employees against the consequences of personal accidents and help affected employee--------------ASIR
Liability insurance.
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.
Usually an uninsured motorist accident is not chargeable against insured in any way. Your rates should not be effected at all with most insurance companies.
The policy of Erie insurance is that they believe that their policy protects you against financial loss if you have a car accident. As well as their being other tyoes of insurance but this is the one for car insurance.
straight away
Liability and medical insurance.