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Regarding fire insurance and home owners policies do I have to have coverage for what it would cost to rebuild or are there other options instead of rebuilding the same big house?
Wiki User
∙ 14y ago
Generally, insurers are expected to restore you to a pre-loss condition. It is up to your insurance company whether to do that by rebuilding or by making a cash settlement.
Wiki User
∙ 14y ago
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Can you have multiple life insurance policies with multiple insurance companies?
Yes, you can own multiple life insurance policies with multiple insurance companies. The application for coverage usually asks if you own other life insurance policies and how much coverage you own. The insurance company wants to make sure you aren't over-insured for any reason. But, if they say it's ok, you can buy life insurance with several insurance companies. Just make sure to answer the questions on the application truthfully. I hope that helps. Best of luck to you.
What type of insurance policies are offered by Butler Insurance Service?
The Butler Insurance Service has many policies. They have auto insurance, homeowners insurance, life insurance and business insurance. However the policies differ from state to state.
What does an insurance agent do?
They Promote the insurance agency to customers who need insurance, Network with potential customers, Educate customers on each type of insurance coverage and make recommendations based on their needs, Evaluate current insurance policies and recommend additional coverage when needed and Maintain all insurance documents in a confidential way. If you want a sure way to work at home, please check my bio and it is a sure way to get work at home.
What insurance do you need for a home business?
First check, your homeowners insurance policy. Your home policy may not cover your business needs but check with your agent first about additional coverage. The things to consider include: * Equipment insurance - coverage for your computer, fax machine, etc. * Liability insurance * Malpractice insurance - professional protection against losses resulting from professional mistakes * Data insurance - protection for computer files. * Disability insurance - prices may be high but it may be worth your piece of mind. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more!State Insurance Department websites: http://www.naic.org/state_web_map.htmMore than half of the businesses in the United States are based out of the owner's home, with more being added every year, according to research by the Small Business Administration. Many of those entrepreneurs think their homeowners' insurance policies cover their business needs when the unexpected happens, but the reality is that most homeowners' policies don't.Homeowners insurance provides a limited amount of coverage for business equipment, but most standard homeowners' policies exclude coverage for businesses operating in the home. Most policies don't cover lost data, lost income or liability. cheap homeowners insurance company in Florida
What types of Whole Life insurance policies does More Than offer?
There are many insurance companies that offer Whole of Life policies. At the current time More Than do not offer whole of life insurance policies instead they offer term insurance.
Do all caravan insurance policies include contents coverage?
Yes all caravan insurance policies include contents coverage. But when in doubt, it would be best to contact your insurance agent or insurance company and verify the coverage in your policy.
Do homeowner insurance policies typically include flood coverage?
There is no requirement, but your mortgage company may require a certain amount of coverage that both policies will have to match.
Is theft covered in most auto insurance policies?
Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.
Do some insurance policies include emergency roadside service?
Many insurance policies offer Emergency Roadside Service as an optional coverage. It is not a basic coverage that comes with all insurance policies. It is often something that you have to specifically request and pay extra for.
What is a total loss homeowner entitled to regarding relocation settlement?
That depends on the terms and scope of coverage you purchased. Most home insurance policies do not cover the cost of relocation.
Is towing coverage provided on my auto insurance policy?
Some auto insurance policies do provide towing coverage. It is listed in your policy whether the coverage is provided or not.
You have two life insurance companies coverage one is 20000 the other is 10000 how much is my total coverage?
If they are both term life insurance policies, your total coverage would be $30,000. If one, or both are permanent life insurance policies, there may be cash value inside the policies that adds to the payout from the life insurance policies, so there may actually be more than $30,000, if you include the cash value inside the policies.
What kind of homeowners insurance policy does Progressive offer?
Progressive Insurance offers many types of home owners insurance. They have three separate levels of coverage which one can choose from from standard policies to full coverage. Full details of their home insurance coverage can be found on the Progressive website, under Home Insurance Policies.
Does homeowners insurance cover car fires when its on your property?
No, vehicles are only covered under auto insurance policies. Homeowners insurance policies provide no coverage for automobiles.
Which insurance pays for delivery of a baby?
Your medical insurance would pay for the birth of a child. This is assuming that you have maternity coverage on your policy. Most group insurance policies that supply coverage to their employees do provide this coverage as any other illness. Individual insurance policies usually do not have this coverage due to the cost. There are also clauses that make you have maternity coverage on your policy for various periods of time depending on the policy.
Can I get insurance to cover collision in Virginia?
Most insurance companies will offer a package for collision coverage, if you qualify for coverage. Inquire your local companies in Virginia for information and insurance policies.
Does homeowners insurance cover slashed tires?
NO. Homeowners insurance policies do not provide coverage for automobiles. That's what auto insurance is for.
