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Yes. If you have a standard homeowner's policy, it would have been issued based upon you/your family as the occupants.

If you are renting a room to a third party, the insurer may have to take into account different risk factors based upon that occupancy. The premium may increase based upon that risk factor. If you do not inform the insurer and pay any additional premium, the insurer may be within its rights to deny a subsequent claim based upon you having made a material misrepresentation.

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Q: Should I inform my home insurance provider if i'm renting a bedroom?
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