Yes. If you have a standard homeowner's policy, it would have been issued based upon you/your family as the occupants.
If you are renting a room to a third party, the insurer may have to take into account different risk factors based upon that occupancy. The premium may increase based upon that risk factor. If you do not inform the insurer and pay any additional premium, the insurer may be within its rights to deny a subsequent claim based upon you having made a material misrepresentation.
mostly you should be covered by the renting agency's insurance for the drivers of their cars. Please check
The company you are renting the bus from should have the insurance. You do not need to purchase insurance from a separate company.
Insurance varies from provider to provider. Your state and local area charges its own price for bike insurance. You should contact your insurance provider to find out how much it costs for you to carry this type of insurance.
Rental insurance is a very wise insurance to have. This can cover loss and damage just like a regular home insurance even though you are only renting.
No. This is an act of god. You should notify your car insurance.
Not for the building fabric - that should be the landlords responsibility, but you would benefit from contents insurance (in case you are robbed etc.).
If a person wants insurance on their phone, they should be able to get it through their cell phone provider. One company that provides insurance outside of the provider is called GoCare.
Insurance times are something that you should discuss with your insurance provider. They will have all the information you are looking for and can cater to your needs.
yes, and these should be listed in the fine print of your insurance agreement. If there are any concerns you should call the insurance provider to be sure.
This will vary from insurance provider to insurance provider, it will also depend on your policy and the level of coverage that you have. You should always check with your dentist and insurance to ensure procedures are covered before going through with them.
The rental car companies should have coverage. If not check with your own insurance provider
That depends on whether you're renting or buying. Renter's insurance should be fairly cheap regardless of where you're living, it all depends on what valuables you want to insurance.