answersLogoWhite

0

Yes. If you have a standard homeowner's policy, it would have been issued based upon you/your family as the occupants.

If you are renting a room to a third party, the insurer may have to take into account different risk factors based upon that occupancy. The premium may increase based upon that risk factor. If you do not inform the insurer and pay any additional premium, the insurer may be within its rights to deny a subsequent claim based upon you having made a material misrepresentation.

User Avatar

Wiki User

10y ago

What else can I help you with?

Related Questions

What insurance should you buy when renting a car?

mostly you should be covered by the renting agency's insurance for the drivers of their cars. Please check


Do I need insurance for a Bus Rental ?

The company you are renting the bus from should have the insurance. You do not need to purchase insurance from a separate company.


How much will classic bike insurance cost for my classic bike?

Insurance varies from provider to provider. Your state and local area charges its own price for bike insurance. You should contact your insurance provider to find out how much it costs for you to carry this type of insurance.


Should i get rental insurance?

Rental insurance is a very wise insurance to have. This can cover loss and damage just like a regular home insurance even though you are only renting.


Do I have dental insurance coverage?

To determine if you have dental insurance coverage, you should check with your insurance provider or review your insurance policy documents.


If a tree on your landlord's property falls on your car at the apartment you are renting is the landlord's insurance liable?

No. This is an act of god. You should notify your car insurance.


Do you need home insurance if you are renting?

Not for the building fabric - that should be the landlords responsibility, but you would benefit from contents insurance (in case you are robbed etc.).


What are the insurance times exactly?

Insurance times are something that you should discuss with your insurance provider. They will have all the information you are looking for and can cater to your needs.


Are there any cell phone insurance companies?

If a person wants insurance on their phone, they should be able to get it through their cell phone provider. One company that provides insurance outside of the provider is called GoCare.


Is there a limit to how much building and contents insurance covers?

yes, and these should be listed in the fine print of your insurance agreement. If there are any concerns you should call the insurance provider to be sure.


Why should a landlord get contents insurance?

It is very important for a landlord to get contents insurance if they are renting out a property with furniture included. If then the contents are damaged by the tennants then the landlord will be able to use the insurance policy to replace them.


Is cheap insurance really cheap?

That depends on whether you're renting or buying. Renter's insurance should be fairly cheap regardless of where you're living, it all depends on what valuables you want to insurance.