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If a tree on your landlord's property falls on your car at the apartment you are renting is the landlord's insurance liable?
Wiki User
∙ 14y ago
No. This is an act of god. You should notify your car insurance.
Wiki User
∙ 14y ago
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Do landlords verify employment before renting an apartment?
They can. It's up to them.
Is it a good idea to get renter's insurance when renting apartments?
Yes, you definitely need renter's insurance if you will be living in an apartment. In case of a fire or damage to the apartment, the building owners insurance will not cover your property. You need your own insurance for your things.
What information do landlords have to verify before renting out an apartment?
What a landlord verifies is completely up to the landlord
Is bad credit going to keep you from renting a apartment?
That depends if the place your renting is doing a credit check on you. Not all landlords do credit checks.
Is a landlord's policy covering me for personal property loss or damage?
Normally under those circumstances you should be covered under the landlords insurance because you are renting from them and you and the house are there responsibility.
Where can UK landlords insurance be obtained?
Insurance for landlords in the UK can be bought through many of the normal insurance companies such as LV or any of the banks such as Lloyds. Landlords also need to make sure the bank knows they are renting out not living in the house concerned.
Is home renting more affordable than renting an apartment?
No, renting an apartment is cheaper. If you rent a home, you still have to pay taxes on the property, as well as full sewer, electric and all ammenities.
Do you need home insurance if you are renting?
Not for the building fabric - that should be the landlords responsibility, but you would benefit from contents insurance (in case you are robbed etc.).
What type of insurance is recommended for landlords?
Landlords need a special type of insurance. When you live in the same property as your tenant, you need "unit rented to others" coverage. When you are renting out a second home, you need to let your insurance company know. Homeowner's insurance is considered a DP-1 policy, which will pay the depreciated value of something, and DP-3 which will pay the replacement value of something, at today's values.
What should I ask before renting a property as a beach getaway?
You should make very clear what are you expecting and what are the landlords expecting from you.
Does home insurance cover stolen items from an unlocked apartment that I am co-renting?
First, why is the apartment unlocked? An unlocked apartment can look suspicious to an insurance company. Whether or not the apartment was unlocked, insurance companies are primarily interested in the police report. The police report will determine if there is any indication of fraud. Second, your items may be covered at up to 10% of the personal property coverage on your home insurance policy. Example: if your home insurance covers personal property contents at $100,000, then you would have up to $10,000 for personal property at another residence. However, b/c this is a secondary residence your items may not be covered b/c you are expected to have a separate secondary insurance policy.
What does the term letting insurance refer to?
The term letting insurance refers to the insurance a landlord has for property they are renting. It covers damage to the property either through accident or natural disaster.
