Yes, painting contractors should be licensed and carry insurance to protect both themselves and their clients. By having a license, they show that they are competent to do the job and also take pride in their profession. By having insurance, they are protecting themselves and the client from undue harm and damages should an accident occur.
You should first make sure the contrator is licensed. It would also be good too read reviews on a site like angieslist.com.
Some painting contractors will also do window tinting, however you should check with your specific provider to see if they are capable of this service.
Generally No, Your homeowners insurance does not provide coverage for the quality of workmanship you hire from a contractor or builder. Your contractor or your contractors General Liability Insurance Policy would offer coverage for your loss. This is why it's always best to check out a contractors credentials. You should always verify they are properly licensed and carrying the appropriate insurance before any work starts.
Contractors are generally required to be licensed and bonded. The licensing is usually at the state level rather than the city level, however.
All contractors should be duly licensed and insured.
Here is a website that allows you to find painting contractors in your area: http://www.servicemagic.com/sem/category.Painting-Staining. They have a service guarantee which should help you feel more comfortable with your selection.
You should have a business insurance thaqt covers liability. Read more at aiainsure.com/electrical_contractor.htm
Ask if they are a member of the Better Business Bureau or of any local or national painting contractors' association. Ask if they have all state required licensing and if they are insured and bonded. And, make sure that you not only get references, but that you actually check them out.
Make sure that the electrical contractors are properly licensed and insured since faulty wiring can cause fires. Also ask for customer references to make sure they are reliable. You should also get competitive price quotes from other electrical contractors as well.
For the best results when painting aluminum siding, only an experienced, licensed, professional painter familiar with working with aluminum siding should be used. This vast experience will ensure that the job is done right the first time and that the painting results will be durable and of high quality. The layman shouldn't ever tackle such a painting project because painting aluminum siding is a challenging and tedious process. Such aluminum siding specialists can be found via referrals from other licensed contractors, such as roofers, carpenters and electricians. Moreover, the local Better Business Bureau can be contacted for recommendations to highly skilled aluminum siding painters.
The contractor should make a claim upon the sub-contractors insurance and/or bond. If the sub-contractor defrauded the contractor on having insurance and/or bonding in place then he should report the contractor to the State licensing board, file claim on their insurance, and civil lawsuit (if the insurance company does not directly file or pay).
If it is a licensed driver and in your household, then they should be added to your policy.