Generally No, Your homeowners insurance does not provide coverage for the quality of workmanship you hire from a contractor or builder.
Your contractor or your contractors General Liability Insurance Policy would offer coverage for your loss.
This is why it's always best to check out a contractors credentials. You should always verify they are properly licensed and carrying the appropriate insurance before any work starts.
Insurance will not typically cover a broken furnace due to the wear, tear and deterioration exclusion. Some reasons insurance company will cover a broken furnace if it was vandalized, damaged by fire or water.
Regular home owners insurance does not cover a water heater. If it leaked and damaged the floor, carpet, walls or furnishings, those would be covered, but not the heater.
If your garage doors were damaged by a covered peril as defined by your home insurance policy then the door would be covered.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
No.
It depends on the insurance.
It really depends on your insurance co., Auto Owners Ins. doesn't cover asbestos removal, just found out today after my aluminum siding was damaged in hail storm and seen that I had asbestos siding under it and said they don't cover it.
I beliieve it does.
cover
No
Most certainly not.
Only if you had your jewelry appraised and included it onto your home owners insurance