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What else can I help you with?
How can one get their credit report?
One can get their credit report by contacting their bank or provider. Other options would be to check one's credit account online, by mail or by phone.
Should I remove old phone numbers from my credit report?
Yes, it is a good idea to remove old phone numbers from your credit report to ensure accuracy and prevent potential identity theft or fraud.
Does a few late payment internet bill's effect your credit?
Only when the bills are turned over to collections. An ISP probably will pull your credit report, just as a cell phone company would, but an Internet account is not a credit account.
Should you pay a phone bill that is eight years old and a collections agency is trying to collect?
== == Make sure that you get your most recent credit report. You can go to AnnualCreditReport.com, and pull a three bureau credit report for free. Once you have your report check to see what the Date of Last Activity is on that collection account. This will determine if you have a collection that is older then the statue of limitation.
Where can a free copy of a recent credit score be obtained?
A person can get a free copy of their credit report score from Annual Credit Report. A person can request that information by phone or by letter, which should arrive within two weeks.
Is it legal if when you became an authorized user on your mom's credit card account they told her they would only report the account on your credit report if it was or became negative?
The credit card company should be reporting each month whether your mom pays her account on time or is late. The "only if it is negative" refers to things such as hospital/phone bills, etc. But with revolving credit they absolutely should be reporting. I am not sure who exactly you should contact; perhaps the Better Business Bureau first. If they can't help they should have information on who can. If you are an authorized user on your mothers account, your credit score should not be effected if the account becomes delinquent. If this account shows up on your credit report you can dispute it with the major reporting agencies: Experian, Equifax and Transunion. Both answers above are misleading. There is no federal or state law that compels or requires credit reporting. It is not only a voluntary activity, but one that Data Furnishers have to pay for. Therefore, it is their decision (often business policy) whether or not to report and how often. If your particular AU account is not reported, there is nothing illegal about it and no one to complain to. But, a good idea would be to check reporting policies PRIOR to being added as an AU. If your goal was to add credit data to your consumer file, a non-reporting creditor was not a good choice.
Can phone companies report to credit bureaus?
yes phone, utilities, hospitals, doctors pretty much anybody with your personal info can report to credit agencies.
How can I contact the collections agency listed on my credit report?
You can contact the collections agency listed on your credit report by finding their contact information on the report itself or by searching online for their contact details. Once you have their information, you can reach out to them via phone or mail to discuss your account and any outstanding debts.
How do you credit phone account?
Pay our bill.
Can I get a bank account with royal bank visa?
You can get a bank account with royal bank visa if you have a drivers license and another form of I'd such as a phone bill. You must also have good credit in order to obtain this card checklists your local credit report agency to confirm your credit score
How do you get addresses for credit cards for bankruptcy?
Get a copy of all three credit reports. The addresses and/or phone numbers of all your creditors should be listed on the report. You should also include the addresses listed on your statements so that in case your credit report has an error your creditor will still get notice of your bankruptcy.
Where can one get a copy of a credit report with the score?
You can obtain a credit report with the score from a number of credit agencies such as Experian. These can be either ordered in writing, on the phone or online.
