Yes
Catering companies should cary liability insurance for their operations. This will protect them in the event of a lawsuit.
A DoD traveler involved in a rental car accident should first ensure their safety and the safety of others, then notify local law enforcement to file an accident report. They should contact the rental car company to report the accident and follow their specific procedures for such incidents. Additionally, the traveler should reach out to their unit's legal office or the Defense Travel Management Office for guidance on any necessary claims or documentation required for reimbursement or liability purposes.
Yourself and the cargo you are carrying should be covered under this insurance. It also protects your company from liability in case of an accident or emergency.
Auto insurance serves many purposes. It protects other people should you cause an accident. Your liability insurance would, in most states, pay for the damages to their property and their medical bills. However, it is also intended to protect you. Collision insurance would pay to repair the damages to your car in an accident. Comprehensive coverage is designed to protect you from other events such as vandalism and theft. Finally, insurance is designed to protect your other assets should there be a lawsuit. You should ideally carry levels high enough to protect all of your assets in the event that you are sued after an accident.
Car insurance in general is not built for you when you are not at fault in an accident. You should complete a police report and and contact an attorney to help sue the at-fault party. If you have just liability you are not paying your insurance company for help in this matter. Liability pays for the damage you cause when you are at-fault in an accident.
You might. Many states have vicarious liability laws. Vicarious liability in this situation means that as the vehicle owner, you may be responsible for how the vehicle is used. You should consult an attorney licensed for your jurisdiction.
Yes, every liability policy has bodily insurance coverage attached to it. Therefore, their insurance should pay any medical bills you may be charged for.
There is no average. You need to have as much liability coverage as you can afford to carry. You must have enough to cover everything you own and your future earnings as you can loose this if you have an at fault accident and hurt someone.
The insurance policy on the vehicle should still apply. Since the person responsible for the accident is 18 the liability should end with the 18 year old but I am not a lawyer and don't live in CA so I can't say for sure that I am accurate.
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
Yes, single car accidents should be reported, as they can provide valuable information for insurance purposes and help in assessing liability. Reporting also allows law enforcement to document the incident, which can be important for safety analysis and understanding accident trends in the area. Additionally, notifying authorities can ensure that any necessary medical assistance is provided if injuries occur.
Employers liability protects an employer in the United Kingdom against liabilities in the workplace. An example of this includes covering payouts should an accident happen at work.