Best Answer
Some Say No
  • No. There is a reason it is called "health" insurance. The purpose of health insurance is to protect individuals' health. Cosmetic surgeries are a completely different ballpark--they have nothing to do with the person's health, and it makes no sense for health insurance to cover cosmetic procedures.
  • Although it seems unfair that only the rich can afford to buy their perfect body, I do not think that cosmetic plastic surgery should be covered by health insurance. Nearly everyone has something they would like to change about themselves, and if optional cosmetic procedures were to be covered by insurance, premiums that everyone has to pay would increase exponentially. Basic medical coverage would be unattainable for the general public at these rates, and society would be faced with a much greater problem than people being able to afford cosmetic surgery...
Some Say Yes
  • Yea, I think it should if it is truly needed. There are many things that people need help with and if they don't have the money they just have to live with it. That's not right. Everyone should have a chance to live a full life and money should not be the thing that holds them back. They won't say it but there are some people that won't give you a job because you son't look just right or you are a little too fat for them. With money you can change that, so yes, insurance should cover it.
  • I think it should, A woman breastfeeds all the children she has because its a healthier start for them and she is left with saggy boobs she is embarassed to have, it can ruin her spirit her self esteem and her marriage.
  • Plastic surgery means reconstructive surgery although now a days cosmetic surgery has overpowered this term. I feel that reconstructive surgery should be under Health insurance since it is meant for improving the deformed part of the body present either by birth or because of some accident. One must be given a chance to live a healthy and beautiful life and prevent them from any kind of disgrace in society.
Others Say It Already Is if Medically NecessaryPlastic surgery is actually covered by insurance compannies but, it has to be medically necessary. Other than that it has to come out of pocket or use a medical benefit card that reduces the cost so that you're not paying the full price.

Reply to some posts can be found in the Discussion Area.

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โˆ™ 2011-03-01 07:33:16
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Q: Should cosmetic surgery be covered by insurance?
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Related questions

Should dental cosmetic surgery be covered by insurance?

no because dentists are so busy if cosmetic surgery was covered we would have to wait much longer for urgent treatments

Where can I find advice on insurance for gastric bypass ?

You should contract your insurance provider and inquire if your policy covers gastric bypass surgery. Not all insurance companies will cover the surgery because it is often considered cosmetic surgery and may not be covered.

Should insurance company cover Blepharoplasty procedure?

Absolutely not. No insurance company will cover a cosmetic eyelid lift. Cosmetic surgery is not covered in any case unless maybe it was caused by an accident that occured during the policy period. I don't see any way that even an accident would nee this type of cosmetic surgery. Out of your pocket only.

What should I know before undergoing cosmetic surgery?

You should know all the risk associated with cosmetic surgery before you undergo any.

Why or why not should plastic surgery be covered by insurance?

Any surgery that is elective should not be covered by insurance. That is most insurance companies policy. However, many people find a way around their insurance by claiming, either truthfully or falsely, that a particular surgery is medically necessary. These then are the same people who complain about insurance rates. When insurance has to pay out for procedures that are not necessary, it affects everyone because they raise premiums. So, if we want affordably healthcare, we will not lie about medically unnecessary surgery.

What outpatient surgery is covered by medical insurance?

While many outpatient surgeries are covered by insurance plans, many are not. Candidates for such surgeries should check in advance with their insurance carrier concerning whether their procedures are covered on an outpatient basis.

Should cosmetic surgery be banned?

obviously not!!!

What should you do to have bubbly cheeks?

Cosmetic surgery

Who should a person contact to receive cosmetic surgery information?

For cosmetic surgery information one should contact their local plastic surgery. One could also find out information from organizations such as the NHS in the UK.

Is laser vision surgery intended to correct nearsightedness covered under a private insurance plan?

Usually your health insurance will not cover laser vision surgery. However, you should check with your insurance company, because there may be a few that do cover it.

Pros and Cons of cosmetic surgery?

Cosmetic surgery can give you a boost of confidence when a perceived imperfection is corrected. It can improve relationships as a result. There is no doubt that in the right hands, cosmetic surgery can greatly improve physical appearance. However, cosmetic surgery should not be entered into lightly. If the decision is rushed you may end up disappointed. Also, not all cosmetic surgery operations turn out as expected. Some operations have to be performed more than once to achieve the desired results. All cosmetic surgery carries risks , risks that are associated with any kind of surgery. You should ensure that you are fit and well enough to undertake cosmetic surgery first. Be realistic in terms of your expectations. Plastic Surgeons are not magicians and they can only work with the canvass that is put in front of them. Many people expect too much from cosmetic surgery.

Should teens get cosmetic surgery?

Most Plastic Surgeons will not consider cosmetic surgery on minors. You need to be at least 18 before you can seriously be consulted for most procedures. In younger teenagers the body is still going though changes and cosmetic surgery may not be appropriate. Also, cosmetic surgery should not be entered into lightly. Teenagers may not be in a position to make such desicions about their own health.

Where can one find information about the safety of cosmetic surgery?

The safety of cosmetic surgery can be found among various websites across the web. It is crucial to read any warning information you may see. Every opinion and statement counts and should be considered when it comes to cosmetic surgery.

How does cosmetic surgery help diabetes?

I have known of Patients who report that their diabetes has improved after some cosmetic surgery procedures. In particular weight loss procedures. If have diabetes and you are considering cosmetic surgery you should see your fmily Doctor first, especially if he is managing you diabetes

Does a standard medical insurance cover for laser eye surgery costs?

It depends on what the laser eye surgery is for. If it's an elective surgery for your eye such as Lasik, then most insurances will not cover it. However, if it's a medically recommended surgery such as for cataracts, then it should be covered. You need to look at your insurance's "Master Policy" to make sure.

What are some potential complications of ear cosmetic surgery?

There are many potential complications of ear cosmetic surgery that one should be aware of. These include infection, poor healing and severe bruising.

Is cosmetic surgery biblically wrong?

No. The Bible doesn't mention anything like Cosmetic Surgery. It depends on who you talk to. Persons who have been injured or have birth defects and need Cosmetic Surgery. It would be unmerciful to forbid them surgery. It you're referring to things like a 'boob job', each person should go by their own conscience.

Are there any reasonably priced cosmetic surgeons in Beverly Hills?

No, generally if you are getting cosmetic surgery in Beverly Hills, you are going to be paying for the location. If you want to get reasonable prices, you should look elsewhere or travel a little ways to get your cosmetic surgery done.

Is cosmetic surgery deductible?

I have known some professionals deduct the cost of their cosmetic surgery. Mostly these are people in the entertainment business. You should check with your accountant and make sure that you get an invoice from your Plastic Surgeon

What should I know about surgery for spinal stenosis before going in for it?

Be sure you understand the risks as well as the potential side effects of the surgery. Also make sure you understand if it's covered by your insurance or not.

What should I know before agreeing to receive any form of cosmetic surgery?

Cosmetic surgery carries the same dangers as regular surgery. You must be prepared to follow the doctor's recovery instructions and treat it like a real surgery. Most importantly, you should know side effects and risks. You should know cost, recovery time, and what you should and should not do to recover properly.

What can cosmetic surgery do to you if it goes wrong?

Most people have cosmetic surgery to feel better about themselves. If the results aren't what they expected ( doesn't have to go wrong ) then it can lead to huge disappointment. That's why anyone considering cosmetic surgery should do their homework very well and make sure that they are clear about what can and cannot be achieved. Apart from this , it should be remembered that cosmetic surgery carries risk , just as any other type of surgery. These risks include poor healing, infections, haematomas, seromas and more.

I'm thinking about having a cosmetic operation done. Does anyone know where I can get some information about laser surgery?

The FDA's website has some information on cosmetic laser surgery. That's a great place to start. is a great site that deals with laser surgery, cosmetic and otherwise. You should check it out.

Should hair regrowth procedures be covered by medical insurance for women with balding issues?

This is a cosmetic procedure, and, as a result, most insurance companies will not cover the cost. There are other, less expensive, options available.

Why is cosmetic surgery a bad idea?

Anyone considering cosmetic surgery must have considered all the risks and complications as well as the benefits. Cosmetic surgery is a bad idea for those who rush in without considering all of the facts first. No body should get cosmetic surgery for one if god wanted u that way he would of made u that way but he didnt so dont be going changing yourself around!

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