Your insurance policy is designed to protect you and your assets. If someone else is making a claim against you for damages, even an unsubstantiated claim, your insurance company has a duty to review the details of the claim and handle accordingly. It's what you pay them for. If you were not negligent, your insurance company should determine that and notify the party making a claim against you that you are not liable for their damages. As for your own vehicle, if you don't want to file for the damages under your collision or comprehensive coverages (whichever is appropriate for the situation), you don't have to. However, if your insurance company wants to complete an estimate of your damages and take photos, you are required to comply. Part of your policy contract with the insurance company includes a section called 'Conditions' and that section states that you agree to cooperate with the investigation of all claims.
The case for a HTC phone is suppose to keep the phone from being scratched. Scratches on a case is just from normal wear and tear. Clear nail polish or a \"buffing\" nail file should work in dulling a scratch.
very carfully with a soft damp cloth. If the disk is badly scratched, you should take it to a place that has a CD buffer that can get rid of most scratches.
Scratched game discs are of little value unless the disc can be polished to remove defects. There main value should be as a lesson to take better care of them.
Cutlery should be cleaned and stored in a block to ensure your knives last as long as they should. This will keep the blades sharp, free from scratches and protected while keeping the handles from being damaged or scratched in any way.
It depends on how big and/or where it is. If it's a couple small scratches on the back or on the plastic casing it should be fine. If its a big scratch that can turn out to cause a crack then you should take it back to your store for an exchange or something.
After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.
The mature thing to do would be to pay for the repairs on their car. If you scratched it with your car, your insurance should pay for the damage, but your rates might go up if you've had another accident recently. If you don't have insurance, you'll have to see if they will let you pay as much as you can until you've paid the total repair bill.
The answer should be yes to both parts of the question. You should notify them.
They are good frisbees, or coasters....maybe a mirror, if it's not too badly scratched. You can try one of the CD/DVD repair kits. They work pretty well for surface scratches. I've heard of some companies accepting scratched discs and replacing them for a small fee. Much better than full replacement value, sometimes.
claim 4 insurance.
Your insurance information and contact information would suffice.
No Kenya brooks and Jasmin Hillman and Dominica Matteson should all be scratched and all dem hoes damaged.