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Q: Should named insured on a car match names on title?
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If you own a car can someone else insure it adding you to their quote?

First off...there is a HUGE difference between a Quote and an Insurance Policy. A Quote is nothing more that an ESTIMATE for an insurance premium based on the information that you give an agent/insurance company. In regards to an valid insurance policy:A vehicle HAS to be insured the way it is registered....ie., husband & wife own a vehicle & it is registered in both of their names then the insurance policy should be in both of their names. Some companies allow just one spouse as a named insured but will list the both spouses as 'insured' drivers. Likewise, if a parent buys/obtains an auto loan with a licensed youth(such as a son/daughter) then the vehicle, again, should be registered in both names and both names should appear as the 'insured' on the insurance policy. Remember the 'named insured' on the insurance policy is covered within the limits set forth in the insurance policy.


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Why do the names of the months not match their Latin roots?

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Who named the main planets in the solar system?

The easily visible planets have had different names given by different civilizations and cultures. The Romans named Mercury, Venus, Mars, Jupiter, and Saturn after their gods and these names were adopted by the Europeans. When Uranus was discovered several names were proposed. Johann Bode, an astronomer, wanted the name to match the mythological names given the other planets and so it was done. When Neptune was discovered it was named by the informal consent of scientists.


Who named the planet's in the solar system?

The easily visible planets have had different names given by different civilizations and cultures. The Romans named Mercury, Venus, Mars, Jupiter, and Saturn after their gods and these names were adopted by the Europeans. When Uranus was discovered several names were proposed. Johann Bode, an astronomer, wanted the name to match the mythological names given the other planets and so it was done. When Neptune was discovered it was named by the informal consent of scientists.


What are the specifics regarding multiple names on an auto insurance declaration coverage?

Names that may be listed on the declarations page definitely include the "named insured" and may also include the "drivers" listed and excluded if any are excluded. The named insured is who the policy belongs to and in who name the insurance is in. It is very important to realize that you cannot insure something that you do not own. The only exception to this is a legally married couple. The insurance can be in either name as long as the vehicle is is one or both names. I always list both the husband and wife as the named insured on an auto policy so that either can make changes to the policy and if one dies the remaining spouse will not have to start over with their insurance. Just remember that the insurance must be in the name of the person who owns the vehicle. If not the insurance cannot pay a claim and you have wasted your money.


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If a family member had a life insurance policy on your mother and she wanted to split everything among the surviving children should this policy be included?

If the insured died, the insurance company must be notified of the death and then supplied completed claims forms and the death certificate. It will then pay out the benefit to the named beneficiary. This is contractual so whoever is named, gets the money and you do not have a say in the matter or how it is spent, unless you are aware that "mom" wanted it that way. Often times the insured names the oldest child as the beneficiary expecting he will take care of his younger siblings. Heck no, he's buying a boat to go with his new home on the lake. That is why Mom should have had a will and a Trust. 4lifeguild