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You should allow a statement of some sort, written is recommended. Failure to provide any statement at all could give a court or jury an impression of dishonesty by intentionally delaying indemnification. It always looks better in court when you've followed all the rules and made an attempt to settle the matter before going to court. The insurer has a legal right to a notice of claim and the details of that claim in order to quantify the loss and recomend compensation. Failure to present the loss information to the insurer can relieve the insurer of any and all liability for the loss.

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17y ago
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1w ago

It is generally advisable to limit communication to written correspondence or through legal representation following the filing of a personal injury claim, to ensure accuracy and avoid potential misunderstandings. Verbal statements can be misconstrued or used against the client in the future. It is best to have a record of all communication related to the claim.

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Q: Should you allow an oral statement from your client to the insured's adjuster after filing a PI claim?
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