If your credit card is stolen, yes. Identity theft could be done many ways. If you can see purchases on-line for example that you didn't authorize, it could be that someone put spyware on your computer and saw you enter your credit card information and social security number (this is a highly complex way to steal information and it is highly unlikely to happen). If you are at all unsure, it may be better to play it safe and cancel your card anyways. If you do, you'll have to change all accounts using that credit card (eBay/amazon/iTunes/etc.). If you don't cancel them, there may or may not be any identity theft. Your call. Your credit.
Cancel it. Identity Theft is very common nowadays. The chances of someone finding it and using it are high.
There are many steps one might take, but I will go over just a few. 1) Cancel any credit card used in the fraud at once, contact the provider and let them know you suspect fraud and they can lock the card, provide a knew one and track any attempts to use the stolen information. Credit card companies are exceedingly good at this. 2) Change any/all passwords at once. You should be doing this regularly anyway, I recommend a three month rotation but you could probably be safe just switching them once in a while or more often for the truly paranoid. 3) If you suspect identity theft, contact the three main credit tracking agencies (Equifax, Experian and TransUnion) and report identity fraud and have them lock your credit report down. This will prevent you from opening any new credit but it will also prevent the thieves from doing so as well. Those are a good start. There is a wealth of info out there, keep looking.
We had to cancel our credit card to get rid of the continuing charges
No, they already gave you the credit when they charge you for the month. You can use your credit, and then cancel. You will still have access to all of your books, even after you cancel.
No, you should always cancel them out if you have plans for them. It is viewed as a bad thing when there are more cards available to you. The more cards you have the more can can go into debt. There fore the less is better from a credit rating standpoint.
call and cancel them ASAP
The first thing you need to do is to contact the credit card company. After that, notify the authorities. Good luck!
Cancel it. Identity Theft is very common nowadays. The chances of someone finding it and using it are high.
Cancel the credit card and tell the police.
Get StartedThe purpose of this letter is to request the cancellation of a credit card. You may use this letter if you would like to minimize the number of credit card accounts you maintain and associated cards you carry to help reduce the possibility that an identity thief will discover and use one of your accounts fraudulently.Note: If a credit card account was opened in your name by an identity thief without your consent, use the document entitled Request to Cancel a Fraudulent Credit Card.
Can I CANCEL this credit card
The only ways to cancel an accidental purchase on a parent's credit card is to cancel the order from the producer/provider or cancel it through the credit card's business.
Your credit score is in danger of being affected in negative ways in case of identity theft and it would take time to remove any fraudulent purchases from your record. If your identity has been stolen in a fraudulent act, you should ask the credit bureaus to place a "fraud alert" on your record. For identity theft, you can ask the credit bureau to send you two copies of your of your credit report. They should be sent to you free after you have sent in a police report on the identity theft.
The correct response is C. Reporting a crime of identity theft to yourself would be of little help. You should contact your credit card company, at least one of the three major credit reporting agencies. You will often need to file a police report as well.
Get StartedThis letter is used to request the cancellation of a credit card account that was opened in your name by an identity thief without your consent.Note: You should contact the credit card company immediately and use this letter as a follow-up. However, if you choose not to call first, this letter can be used as a first contact with the company.
Yep, other wise you might have to continue paying fees and having an unused credit card lowers your credit rating.
The first thing is to make sure you DO NOT give out any information. Then call your credit card company to verify whether it was really them or not. If they say no, file a report with their fraud dept.