0
Should you get medical insurance with your employer if you are already covered from your husband?
Wiki User
∙ 16y ago
If you're adequately covered through your husband's policy then there shouldn't be a need for you to get additional coverage through your company if it's full overlap. But you may want to compare the policies and see if your employer's policy is better, and maybe switch you both to yours and cancel the policy from his employer. Or, if your employer offers other coverages and his doesn't (e.g. vision coverage) consider doing primary medical through his and the supplemental coverage through yours. The one caveat to this would be if you think either of you could be out of work in the near future, in which case I'd take the safest course of action based upon your situations.
Wiki User
∙ 16y ago
Add your answer:
Earn +20 pts
If your husband has his own insurance for his vehicle and you exclude him the insurance on your car will he be covered by his insurance if he was driving your car and had an accident?
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
Which insurance is primary for the husband when the husband and wife each have insurance through their jobs and husband is covered by the wifes insurance as well?
The husbands own insurance would be primary, and his wife's would be secondary.
Can your employer's health insurance require your husband to take his employer's health insurance if his is not free and not as good as yours?
My employer requires that my husband participate in his company's health insurance or they will drop him from their insurance. Insurance is a choice offered as a benefit by the employer because the employer is paying a portion of the cost to be insured. You do not have to participate if you don't want to. Also, the question being answered is that can an employer force an employee's spouse to take coverage offered elsewhere: NO. If a company offers a family health plan, they CANNOT specify that a spouse take other insurance if available. They CAN require that if you are declining coverage from them (your own employer), that you show you have coverage elsewhere.
What is my primary insurance my husband's plan at work or medicare?
If you are covered under your husband's plan and he is working, his plan is primary to Medicare. If you are not covered under your husband's plan, Medicare is primary.
Is my husband covered if auto and auto insurance are in my name?
Your husband must be on your policy to be covered. In some States you have to ad your spouse to the policy regardless if they will drive your vehicle or not.
Can a wifes maternity expenses be covered by the husbands insurance if her insurance does not have coverage?
If you both have coverage the wife's policy will be primary, and the husband's will be secondary - provided the wife is covered under the husband's policy. Submit the unpaid claims to the secondary carrier.
When you have a primary and secondary insurance will the co-pay from your primary insurance be paid by the secondary insurance?
I have insurance paid for by my employer (primary) and through my husband's employer (secondary). In my experience, I have never had to pay the copay required by my primary because it is covered by my secondary. When I first got married, 2 years ago, I still paid the copay, but the doctor's office would always send me a check for the copay a month later because the secondary paid it.
When husband is working and his wife collects SSI can she still be covered under her husbands employee health insurance?
Yes! If she has a state-funded insurance also, the husband's coverage will be secondary.
Can an employer not allow a spouse to join her husband's medical plan if she has medical insurance with her company this is a self-funded plan?
No, they can't. You can have two insurance coverages.
If your husband and you are both covered by separate health insurance policies through your jobs which insurance is primary for each of you?
AnswerThe policy with your name on it is prime.
Do you qualify for unemployment insurance if you quit your job to follow your husband to Colorado?
No. not if you quit. For one to collect UI, they must have been laid off by the employer. The UI office will verify the information with the employer. If you voluntarily quit, you are not eligible for unemployment insurance.
If both your primary and secondary insurance are the same will both policies pay?
If both policies are with the same company, and if you or your employer pays the premiums on them, then yes, they both pay. That is actually common; quite often the husband's insurance through his employer is through the same insurance company the wife's job has.
