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You can only use one dental insurance at a time, but sometimes one plan will pay out more for a precedure than another plan. Still, it's unlikely this will save you money considering that you're probably paying for the insurance in some way. Many people today supplement their insurance plans with discount dental plans. This is not insurance, per se, but a way of paying less for a procedure. With a dental discount plan in effect, it makes it much easier for insurance payouts to cover the cost of the procedure.
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Why should one buy dental insurance?
You should purchase dental insurance because health insurance doesn't typically cover teeth. Many common dental procedures cost well over $1000, so having insurance is a must.
When preventive dental work is done is it deducted from your insurance maximum?
Any payment for dental work depends on your insurance coverage because there are many different dental insurance policies. You should read through the information for your dental insurance policy. You could also contact the agent responsible for your dental insurance policy.
What benefits does Aetna's dental insurance cover?
Dental insurance from Aetna should cover some basics such as yearly cleaning. It might depend state to state though. here is their site: http://www.aetna.com/plans-services-health-insurance/overview/dental-insurance/dental-insurance.html
Where can one purchase cheap dental insurance?
To purchase cheap dental insurance one should visit insurance comparison sites such as Money Supermarket. Alternatively, get advice from the local doctor.
Is your dental insurance providing the coverage you need?
Most dental insurance plans cover routine maintaince and fillings for cavaties. This coverage should be suffiecient for the majority of people.
Which companies offer dental insurance for seniors?
Some of the companies that offer dental insurance for seniors are Delta Dental Insurance company, Humana Dental Insurance company and Denali Dental Insurance company. There are different dental insurance plans for seniors.
What can you do if your employer is changing dental plans and it is not accepted by your current dentist that is doing major dental work?
== == Your old plan should cover work started or you should request grace period from your employer, Contact insurance comapny and/or employer. To find companies in your state that provide dental insurance or dental discount plans, go to the National Association of Dental Plans site (www.nadp.org) which has a directory of companies that offer dental insurance. The directory can be searched by state and you can select "individual" and get the list of just those companies that provide individual dental insurance in your state. The listing also tells you if the company provides dental HMO, dental PPO, dental indemnity (traditional insurance without a network) or a discount plan (not insurance but a discount off the dentist's fees who are part of the discount network).
How much should a filling replacement cost with no freezing and no dental insurance?
Your life
Which is better dental insurance or dental plan?
Dental insurance is a typical insurance. You pay a monthly premium then when you visit the dentist you pay a copay and your insurance pays the balance. With a Dental plan you pay the bill but get a very discounted price, up to 80%. At the time of your dental visit the insurance will cost you less but a dental plan does have several advantages 1. Where dental insurance for a family can cost over $100 a month there are dental plans that will include the same family for less than $20 a month. 2. Dental insurance has limits on the annual benefit (usually around $1000) After that point you pay 100% out of your own pocket. A dental plan will never run out and you will get the same discount regaurdless of how high the bill gets. 3. If you need immediate care dental insurance has a waiting period where a dental plan does not.
Does Dental Insurance cover the cost of basic dental care?
This will vary from insurance provider to insurance provider, it will also depend on your policy and the level of coverage that you have. You should always check with your dentist and insurance to ensure procedures are covered before going through with them.
Why does dental insurance not cover antibiotics?
I have medical and dental insurance, but I do not have rx insurance. If you don't have rx insurance you have to pay for all your medicines. I haven't seen where dental insurance pays for medicines. Usually only rx insurance will
What should I know before having dental work done at a dental school in Texas?
You should know how much the dental work is going to cost. You should know how much of it your insurance is going to cover, and how much you have to pay yourself. Dental work can get very expensive.
