answersLogoWhite

0


Best Answer

HI,

I can help you "to find out" best credit repair company that will help you to recover every thing .If you want more info "go with this".

h t t p s : // b i t . l y / 3 s x o u B P

I think I could help you regard this matter.

thanks.

User Avatar

hossainamir

Lvl 3
3y ago
This answer is:
User Avatar
More answers
User Avatar

Wiki User

13y ago
Hiring a Credit Repair CompanyHere are some things to know about credit repair companies. By law (see The Credit Repair Organizations Act), credit repair services must give you a copy of the "Consumer Credit File Rights Under State and Federal Law" before you sign a contract to repair credit. Credit repair companies also must give you a written contract that spells out your rights and obligations. Read these documents before signing the contract. The law contains specific protections for you. For example, a credit repair company cannot: make false claims about their services; charge you until they have completed the promised services; or perform any services until they have your signature on a written contract and have completed a three-day waiting period. During this time, you can cancel the contract without paying any fees. Your contract must specify: the payment terms for services, including their total cost; a detailed description of the services to be performed; how long it will take to achieve the results; any guarantees they offer; and the company's name and business address.

Here are more opinions and answers from other FAQ Farmers:

  • Although there are a lot of scam artists out there peddling credit repair services, some are legit. Of course using a credit repair company is totally up to you. Just keep in mind that the credit repair company shouldn't charge you any money up front until they have performed the services that they agreed to perform - it's the law. Also, you must be fully involved in the credit repair process; no credit doctor or company can successfully restore your credit history without your participation. You should also read and completely understand your contract and be able to get out of it at anytime you choose to without penalty or obligation. Last but not least, you should understand that there is nothing a credit repair company can do that you can't do for yourself.
  • A credit repair company can do nothing an individual can do. So the only reason for one to use a credit repair company would be for help. If the individual can't or doesn't want to learn the credit system.

Also consider finding a consultant that is a member of a trade association that is regulated by the credit service industry. Credit Consultants Association is such an organization.

This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Should you hire a credit repair company?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Continue Learning about Finance

How do you get credit reporting agencies to delete items from your credit report?

By disputing negative or errorenous information on your credit report. You can do it yourself or hire a reputable credit repair firm.


How do you repair credit report?

Two ways: 1 - Over time restore your credit by paying bills on time and maintain a good credit history. 2 - Hire a reputable credit repair company to help dispute errors, negatative or derogatory items off your credit report. My firm is a member of the BBB and for-profit company who is affiliated with a credit union and excellent customer service.


Who can you call to get bad credit taking off?

If you know what you're doing you may contact the 3 credit bureaus (Experian, Equifax, and TransUnion) directly. You may also need to contact the Original creditors, collection agencies, 3rd party reporting services such as Lexis Nexis, and the FTC (Federal Trade Commission). Or if you want to hire someone to fix your credit you can hire a credit repair company.


What credit company is best for getting bad credit correct?

There is a plethora of credit repair companies out there. When you hire one make sure that they are a state registered credit services organization which follows the CROA (Credit Repair Organization Act). Also, don't pay too much, there are companies out there who charge thousands of dollars to fix credit. You don't have to spend that much, they all pretty much do the same exact thing, so do your due diligence.


Where can a person get help to get better credit score?

You can either go to your local library, read a few books and do it yourself. Or you can hire a professional credit repair service to do it for you.

Related questions

What does personal credit services include?

Credit repair refers to the process of improving an individual's credit score by addressing and resolving negative or inaccurate information on their credit report. Here are some important facts about credit repair which makes Scoreably Credit Repair for your business: Credit repair is legal: Credit repair companies operate within legal guidelines set by the Credit Repair Organizations Act (CROA). It's important to ensure that any credit repair company you work with is compliant with this law. Personal Credit Services are the ones that can enhance scoreably credit repair for your business. It takes time: Credit repair is not an overnight process. It can take several months or even years to improve your credit score, depending on the severity of the negative information on your credit report. Negative information can be disputed: Negative information on your credit report, such as late payments or collections, can be disputed with the credit bureaus. If the information is inaccurate, it can be removed from your credit report, which can improve your credit score. Credit repair can be done on your own: You do not need to hire a credit repair company to improve your credit score. You can dispute negative information on your credit report yourself, and there are also many free resources available to help you. Credit repair does not guarantee results: While credit repair can improve your credit score, there is no guarantee that it will. It's important to manage your expectations and work with a reputable credit repair company or credit counsellor who can help guide you through the process. Credit repair is a process that requires time, effort, and patience. While it can improve your credit score, it's important to work with reputable companies and manage your expectations.


Why should someone use credit plus?

"Businesses should hire Credit Plus Inc for their credit reporting needs because this company is very reputable and has been around for a while. Also, they recently were named the preferred credit reporting company for Acadamy Mortgage Corporation, which is a very good honor."


How do you get credit reporting agencies to delete items from your credit report?

By disputing negative or errorenous information on your credit report. You can do it yourself or hire a reputable credit repair firm.


How do you repair credit report?

Two ways: 1 - Over time restore your credit by paying bills on time and maintain a good credit history. 2 - Hire a reputable credit repair company to help dispute errors, negatative or derogatory items off your credit report. My firm is a member of the BBB and for-profit company who is affiliated with a credit union and excellent customer service.


Who can you call to get bad credit taking off?

If you know what you're doing you may contact the 3 credit bureaus (Experian, Equifax, and TransUnion) directly. You may also need to contact the Original creditors, collection agencies, 3rd party reporting services such as Lexis Nexis, and the FTC (Federal Trade Commission). Or if you want to hire someone to fix your credit you can hire a credit repair company.


What credit company is best for getting bad credit correct?

There is a plethora of credit repair companies out there. When you hire one make sure that they are a state registered credit services organization which follows the CROA (Credit Repair Organization Act). Also, don't pay too much, there are companies out there who charge thousands of dollars to fix credit. You don't have to spend that much, they all pretty much do the same exact thing, so do your due diligence.


Should you hire an attorney for a credit card collection lawsuit?

No


Where can a person get help to get better credit score?

You can either go to your local library, read a few books and do it yourself. Or you can hire a professional credit repair service to do it for you.


Every company should hire an experienced computer consultant for technical issues.?

Every company should hire an experienced computer consultant for technical issues.


Hiring Someone to Repair Your GE washer ?

If your washer recently broke, you should strongly consider getting it repaired now. While repairing your own washer may seem difficult, hiring someone else to do it is quite easy. Before you hire someone, you should carefully check their background of success. The best way to repair a GE washer is to hire a company to repair your washer. Hiring a company to repair your GE washer means that they will have a professional in GE repair and that they will have already asked the necessary questions that you need to ask, like how many years of experience that they have and whether or not they are capable to handle your problem.


Can a lawyer get a repossession off your credit?

If the account contains any incorrect, incomplete, misleading, erroneus, or misleading information, the repossession may be deleted from your credit report. But you do not need to hire a lawyer and pay thousands of dollars. You can hire a credit repair service which will be a lot more cost effective.


If your credit score is approx 412 but you have a cosigner with perfect credit can you buy a home?

The bank looks at the middle score of the person with the worst credit score which is the person with the 412. And with the lenders are being more strict on home loans, it will be difficult to approve. You may want to repair your credit or hire a reputable firm in the BBB to repair your credit.