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Should you obtain insurance for a housekeeping business?

Updated: 8/16/2019
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15y ago

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Yes you should obtain commercial general liability insurance to protect you in the even that you cause some type of property damage or bodily injury to anything or anyone while you are working. Also it is a good idea to obtain a surety bond to protect you against theft by your employees. The coverage is not that much and it is a great selling point for your business to be able to show that you are covered. Also in some states and local governments require that you have these coverages to be licensed. Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more!

State Insurance Department websites: http://www.naic.org/state_web_map.htm

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