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Should you put a claim if your wedding ring was lot or stolen on your homeowner insurance?
Wiki User
∙ 14y ago
It depends on the cost of the ring and the amount of your policy deductible. Most deductibles are at least $500.00. If your ring only cost $499.99, you will receive nothing from your company. If your ring cost $510.00, you will only receive $10 from your company. Even of you don't receive any money from the company you will have to admit that you filed a claim anytime you try to get insurance in the future. Take a look at your policy to determine the deductible and find out the cost of your ring.
Wiki User
∙ 14y ago
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If I have property stolen from a friends car should their home owners cover the loss or mine?
Neither homeowner's insurance will probably cover property stolen from a car. Homeowner's insurance usually only covers stuff stolen from your home. However, the automobile insurance policy might cover it.
Does homeowners insurance cover stolen motorcycles?
Homeowner's insurance WILL NOT cover stolen motorcycles. Motorcycles is an automobile. Sorry!
Will any homeowner Insurance policies cover a car that was stolen from the driveway?
No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.
Will homeowner's insurance cover my stolen ATV?
You'll have to read your policy to determine what is covered.
Will Homeowner's Insurance Policy cover something stolen out of a car?
It can. Depends on the item & your deductible.
Does homeowner insurance cover theft on other address?
Usually as long as A). The item stolen is owned by the policyholder, B). The item was not stolen on another property owned by the policyholder that does not have insurance.
Does homeowner insurance cover stolen jewelry from your house?
I don't think so. Stolen jewelry may not be stolen from someone who broke into your house, it may be your child or teenager.
Can you get a MacBook Pro replaced if it's stolen?
If you have homeowner's insurance or renter's insurance or a specific insurance policy for the computer, you may be able to get a replacement. Apple may be able to help you locate the stolen MacBook if you enabled "Find My Mac" in the iCloud settings.
How do your insure personal items in case they are stolen?
This situation is covered by a homeowner's insurance policy (HO3), Renters insurance (HO4) or unit owner's (HO6) policy. Call your insurance agent for more information on costs and coverages.
Will your home owners insurance cover stolen wedding ring?
If it is scheduled on your policy and premium was paid, the wedding ring would be covered for the perils specified on the policy.
Will homeowner's insurance cover a stolen car?
The simple answer is NO. Homeowners policies will specifically exclude any vehicle licensed or intended for road use. To get coverage you will need to have Comprehensive coverage on your auto insurance policy.
If my car was stolen out of state is it covered?
If you have theft insurance with your policy, yes. It should not matter where your vehicle was stolen.
