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Do the math and see where the most benefit would be, considering the interest you would be paying. A larger down payment may make a difference in your house payment, allowing you to put more into your student loan. However, if you have extra money, it may be best to put some of it into a rainy day fund. Eventually, as a home owner, it will save you from borrowing money for a repair.

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Q: Should you use extra money to pay off your student loans or put it toward a larger house down payment?
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