Since auto insurance companies check credit if you ask for quotes from 5 or 6 companies will your credit score be affected?

Answer 1

== == Most insurance companies do run a credit check, however, it is like a "soft hit" similar to what credit cards companies do when they send you a pre-approved letter in the mail. It has no effect on your credit score. Also companies don't actually look at your report, when they run a quote it pulls forward information from the report and allows the company to give you an "insurance score" based on driving record and the things found in the report, these vary by company. The insurance score then sets your base price and the premiums then go and down depending on what coverage you select.