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What else can I help you with?
Is it realistic to take someone to small claims court for damages in an auto accident?
If there is insurance coverage on the at fault vehicle, there should be no reason to file small claims. If the at-fault party does not have insurance, then small claims is an option.
Can you file two separate claims for the same accident with different insurance companies?
No, you cannot file two separate claims for the same accident with different insurance companies. This is considered insurance fraud and is illegal.
Does homeowners insurance cover hospital from a car accident?
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
If involved in accident but not my fault will it effect my no claims bonus and insurance premium?
Yes
How do insurance companies know you had an accident?
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
What is the purpose of third party liability insurance?
Third party liability insurance is useful if you are blamed for having caused an accident and someone wishes to file a claim against you. With third party insurance you are insured for claims up to a predetermined amount.
What is an accident based insurance policy?
The term "accident insurance" applies to life and health insurance policy's that will only pay claims that result from an accident. Example: A person who owns an accident-only disability policy falls ill from cancer. The policy will not pay any claims as a result of the cancer. If the same person fell down a flight of stairs, the policy would pay.
Who can be contacted when auto accident claims are required?
When automobile accident claims are required, the individual's car insurance company should be contacted, in order to put the individual in contact with a claims adjuster or representative. Accident/regular claim adjusters will help the individual through the claims process and assess the value of the claim.
What should you do if a victim of a simple car accident claims injuries?
If a victim of a simple car accident claims injuries, it is best to talk to your insurance as soon as possible. Your insurance company will then require that the victim's insurance company provides proof of injury. If it is found that the victim is injured, your insurance company will instruct you on the next course of action.
What happens if you don't contact the police after an accident Can you still file an insurance claim?
Most insurance claims do not require police reports. Some states require it for hit and run claims.
Can you lose your no claims bonus if the insurance company knows you have an accident but don't claim?
If they know about the accident, there should be a claim involved so it could.
Does an insurance company have to prove the date of an accident or disprove when you say it happened?
In most insurance claims, the burden of proof is on the claimant - in other words, YOU have to prove the accident occurred for them to pay off the claim.
