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They will not take off stuff and its older then 7 years on my credit report?
Wiki User
∙ 16y ago
if poor credit reports are still one your file,it should have been dead filed by now.if you made a payment on any account during the seven years,the time will start from the date of your last payment.
a creditor can make a small token payment on your account to keep it open.this not against any laws.
THOSE ARE THE ONLY TWO REASONS WHY THE REPORTS WOULD STILL BE THERE ON FILE.
GOOD LUCK ROCKIN ROD.
Wiki User
∙ 16y ago
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How many years of credit report requests are included on a credit report?
A credit report includes a list of every request for your credit report in the past two years.
Can a bankruptcy that is older than 10 years affect the terms of a mortgage?
any information in regards to a bankruptcy should not be on your credit report if older than 10 years. if it is, write your credit bureaus immediately and dispute the information citing the FCRA Federal law that states it maynot remain on your report after 10 years.
How long does an inquiry stay on your credit report?
An inquiry can stay on your credit report for up to two years. However, the impact on your credit score typically lessens over time, with recent inquiries having more of an effect than older ones.
How long does negative credit information stay on your credit report?
Most information (good and bad) will stay on your credit report for seven years. However, some financial disasters (divorce, bankruptcy) can stay for as long as ten years. The silver lining to this is that, the older the negative information is, the less influence it has on the overall report.
How long does a foreclosure stay on your credit report?
A foreclosure will typically remain on your credit report for seven years.
In Maryland how long does a bankruptcy stay on your credit report?
Chapter 7 will stay on your credit report for 10 years from the date bankruptcy was filed. Chapter 13 typically stays on your credit report for 7 years from the date the bankruptcy was filed, however, can remain on your credit report for 10 years.
How many years of credit report request are included on a credit report?
I'm assuming you're referring to Inquiries. The answer is 2 Years.
How many years will derogatory marks stay on your credit report?
Derogatory marks such as late payments, foreclosures, or collections typically stay on your credit report for 7 years. Bankruptcies can remain on your credit report for up to 10 years.
How many years of credit reports requests are included on a credit report?
Generally, only the last twelve (12) months of credit report requests are included on a credit report.
How long does foreclosure stay on your credit report?
A foreclosure will typically remain on your credit report for seven years.
How long do repossessions stay on your credit report?
Vehicle repossessions stay on you credit report for 7 years.
How long does a bankruptcy stay on a credit report?
Ten years from the date of discharge.
