In Texas, a creditor can repossess a car if the loan agreement has been defaulted. However, they cannot breach the peace during the repossession process. Wage garnishment for repossession is not permitted in Texas unless the creditor sues the debtor, obtains a judgment, and then seeks a writ of garnishment.
If the lender decides to sue the borrower and wins a judgment, the judgment can be executed as a wage garnishment
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That is a sticky question they could come to your state and garnish
Texas law only allows wage garnishment when the judgment creditor does not have other means for collecting the debt owed. If the debtor has a bank account or non exempt property that can be levied, seized or a lien placed by a judgment, wage garnishment is not allowed.
How do I stop a wage garnishment that was ordered in Missouri but I live in Texas?
In Kansas, creditors can garnish up to 25% of a debtor's disposable earnings or the amount by which the debtor's disposable earnings exceed 30 times the federal minimum wage, whichever is lower. However, specific laws regarding wage garnishment in cases of repossession may also depend on the terms of the loan agreement and any legal proceedings related to the repossession. It is recommended to consult with a legal professional for specific guidance on repossession and wage garnishment laws in Kansas.
Your wages can be garnished for an auto repossession if there is a court order. All wage garnishment's must be obtained from the county court of your residence.
Eventually you will be court orderded to give up your car, and plus with a repossession, you will ruin your credit report and they will do a wage garnishment eventually.
If it's a federally-guaranteed student loan, they can do administrative wage garnishment in ANY state.
Texas only allows wage garnishment if there is no other manner in which the judgment creditor can execute the judgment (bank levy, seizure and sale of unexempt property, lien against real property owned by the judgment debtor).
Can I appeal a wage garnishment in Md