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What you need is a Businessowner's policy to start with to cover your business property, inventory, equipment, and liability. You may also need a Commercial Auto policy if the business owns or operates any vehicles. You need to make sure and endorse one of the policies to cover "Hired and Non-Owned Vehicles" This would cover the business if an employee ran errands in their car for the business like to the post office or bank. This will not cover damage to the employees car or protect the employee but it would protect the business if a third party comes after you. You may also need Worker's Compensation insurance depending on the number of employees and the requirements in your state. Also, don't forget about your personal life and health insurance as you no longer get these from and employer if you run your business.
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Does homeowners insurance pay off your mortgage if one of the homeowners dies?
No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.
To have a company do you have to be insured in Texas?
Depends on the type of co. wether or not you need liability insurance. If you provide any kind of service in person, yes, but if it is something like retail, then insurance on the property would cover.
What kind of insurance do you need for a retail store?
There are many ways to package insurance but most retail stores are eligible for a BOP, short for business owners package. Busienss owners packages combine many of the coverages you may need including property coverage for your inventory or building, and liability coverage in case someone was hurt on your premesis or injured by product you sold. If you have employees you will also need work comp insurance. If you deliver product you will need commercial auto and cargo insurance. Retail shops who vend high risk products are ineligble for BOPS, so all of these coverages need to be purchased separately.
What is the difference between retail and renter's insurance and can you use renter's insurance in a retail space?
Commercial Space Rental and InsuranceWhat you would need to buy for a commercial space is called Commercial General Liability Insurance. AnswerThere is a big difference between Retail and Renter's insurance. Retail insurance is for any type of basically a retail business that has an inventory used for retail purpose. Renter's insurance is used for a private individual or family that is renting a home or apartment and wants to protect their belongings from fire/flood/etc. You cannot use renter's insurance to protect a retail space which is considered business. Retail insurance does cost more. But to get the best answer to this question consult your insurance agent.
Where can I find information about insurance application forms?
It depends on what kind of insurance you need. I honestly can't help you because you could need health insurance or car insurance or any other kind of insurance out there so I don't know what kind of application you need.
Do you need a license to sell commercial insurance in Texas?
Yes, you need an insurance license to sell any kind of insurance in Texas. For "Commercial Insurance" operations, you will need a Property and Casualty Insurance License form the state of Texas.
What kind of qualification you need to be a lyricist?
a music qualifation and anything thing that has music
What kind of vintage car insurance do we need?
You will need to have the same insurance as you would need for another car. You never know what could happen on the road.
Cost of one million retail business liability insurance?
NO way to answer this you will need to contact an agent(s) for a quote.
What kind of insurance do you need for tree work?
General Liability.
Can a insurance company drop you for a pre existing condition?
I need a little more information. What kind of insurance and what kind of pre-existing condition?
What kind of liability insurance does a private fitness instructor need?
Your need Professional Liability
